Kissht’s Journey Toward Responsible Lending - What Has Changed in 2025
                     
Stronger Regulatory 
Alignment and Borrower 
Rights
In 2025, regulatory bodies like the RBI have tightened rules 
around digital lending apps to prevent misuse, fraud, and 
data abuse. In response, Kissht has proactively upgraded its 
processes not just to comply, but to lead.
Here’s what’s changed:
• Borrowers now receive digitally signed loan agreements 
before disbursal.
• Users are clearly informed of interest rates, EMI 
schedules, and late fees before acceptance.
• Customers have easy access to grievance redressal 
mechanisms, now visible within the app.
EXPANDED OFFERINGS WITH 
ETHICAL LENDING AS A CORE
2025 has also seen a major expansion in the loan prod
ucts Kissht offers, but with affordability and accountab
ility in focus.
New or improved offerings include:
• Personal loan for s
alaried individuals with stress-free repayment plan
s
• Instant loan
 for self-employed with alternate document flexibili
ty
• Loan for land purchase with detailed EMI breakdow
ns
• Medical loans and wedding loans with interest cap
ping
Customer Education is Now 
a Priority
One of the most impressive shifts in Kissht’s journey is 
its move toward financial literacy. In 2025, the app 
includes:
• Loan calculators like pl loan EMI calculator and 
business loan EMI calculator
• Bite-sized educational content on topics like “How to 
spot fake loan apps” or “Understanding your loan 
agreement”
• A dedicated section to help users understand the 
difference between quick personal loans and debt 
traps
Conclusion: Kissht 2025 - 
Ethical, Empowering, Evolved
Kissht’s journey in 2025 is not just about fixing
 ol
d perceptions it’s about building new standards
. From smart compliance and responsible 
algorithms to borrower education
 and data security, the company has embraced 
its role as a legitimate, trusted loan provider.
So, if you’re looking to apply for a 
personal loan online, manag
e cash flow for your startup, or take a medical e
mergency loan you can trust that Kissht in 202
5 is designed to protect, not exploit.