Technology That Cares - How Kissht Uses Innovation to Simplify Lending
                     Technology That Cares: How 
Kissht Uses Innovation to Simplify 
Lending
Simplified Application 
Process with a User-
Centric Design
One of Kissht’s key innovations is its
personal loan app, designed to make the loan 
application process  as simple and intuitive
as possible. For individuals seeking advance 
loan or instant loans, the app eliminates the 
complex paperwork and lengthy approval
times associated with traditional banking.
Instead, the user-centric design guides 
applicants through a few straightforward 
steps, enabling them to apply for a loan in
minutes.
Leveraging AI and Data 
Analytics for Informed 
Lending
Behind Kissht’s straightforward personal loan app 
lies sophisticated AI and data analytics that
streamline the credit evaluation process. Using 
machine learning algorithms, Kissht can assess an
applicant’s creditworthiness based on a wide range 
of data, beyond just traditional credit scores.
This A I -powered assessment not only speeds up 
approvals but also ensures responsible lending by 
accurately evaluating risk. This balance of
accessibility and responsibility is at the core of 
Kissht’s mission, as it enables more individuals,
including those in non-metro areas, to benefit from 
financial services tailored to their needs.
Empowering Customers 
with Ethical Collection 
Practices
Kissht is committed to ethical practices, not only 
in lending but also in collections. While
technology enables faster processing and credit 
disbursement, the human aspect remains integral 
to Kissht’s approach. Instead of aggressive
collection tactics, Kissht emphasizes empathy 
and understanding in its communications with 
customers. This ethical approach builds trust 
and allows customers to feel secure in their
interactions with Kissht. By incorporating
customer-friendly policies, Kissht ensures that 
technology serves as a bridge to financial
inclusion, not a barrier.
Financial Literacy and 
Responsible 
Borrowing
In addition to providing accessible loans, Kissht 
also invests in educating its customers about
financial literacy. Through its platform, users can 
access resources on responsible borrowing,
financial planning, and managing debt effectively. 
By promoting financial literacy, Kissht empowers 
users to make informed decisions that align with 
their financial goals. Moreover, by fostering a
culture of financial literacy, Kissht is contributing 
to the broader goal of financial inclusion. When
individuals are equipped with the knowledge and 
skills to manage their finances effectively...