Machine learning is reshaping the way financial services operate by introducing intelligence, speed, and personalization at scale. From detecting fraud in real time to enabling behavior-based credit scoring and automating compliance processes, machine learning in FinTech is powering smarter, data-driven decisions across the industry. It analyzes vast amounts of financial and behavioral data to uncover patterns, predict risks, and tailor services to individual users. As FinTech continues to evolve, machine learning is not just enhancing traditional functions—it’s redefining the future of banking, investing, lending, and customer engagement with greater efficiency and innovation.