What really makes stablecoins stand out in the world of Web3 payments is how they solve everyday problems people face with traditional money transfers, especially across borders. Imagine you’re a freelancer based in the United States working with clients all over the world. Normally, getting paid can be a headache. Banks take days to process international wire transfers, and the fees can be surprisingly high, often reaching $30 or more per transaction. On top of that, currency exchange rates might eat away at your hard-earned cash.