7 Ways To Save Money On Car Insurance
                     7 Smart Ways to Save on Auto Insurance 
Simple, Local Tips to Help You Keep More Money in Your Pocket 
Presented by Joseph Hoell Insurance Agency 
 
Brought to you by Joseph Hoell Insurance Agency 
 
 
 
1. Shop Around for the Best Rate 
 
Take some time to compare auto insurance quotes from multiple companies. Rates can vary 
significantly, even for the same coverage levels. Doing a quick price check every 6-12 months helps 
ensure you're not missing out on better deals. 
Tip: Use online comparison tools or contact a local independent agency (like us!) to do the legwork 
for you. 
Click here to learn more about our auto insurance from Hoell Insurance 
Agency 
2. Bundle Policies 
 
If you carry multiple policies (like home, renter's, or boat insurance), consider bundling them with the 
same insurer. You can often score a discount by keeping all of your coverage under one roof. 
Tip: Ask about multi-policy discounts specifically. You might be surprised how much you can save. 
Click here to learn more about our auto insurance from Hoell Insurance 
Agency 
3. Raise Your Deductible 
 
A higher deductible typically means a lower monthly premium. If you can handle a bit more 
out-of-pocket expense in the event of a claim, it could be a great way to cut costs. 
Tip: Run the numbers to see if the monthly savings outweigh the risk of a higher deductible. 
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Agency 
4. Maintain a Clean Driving Record 
 
Safe driving is more than just good sense - it's a money saver! Insurance companies reward clean 
records and may offer accident-free or good-driver discounts. 
Tip: Defensive driving courses can sometimes knock a bit off your premium, too. 
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Agency 
5. Ask About Low-Mileage Discounts 
 
Don't drive a ton? Many insurers offer low-mileage discounts if you stay under a certain threshold 
each year. 
Tip: Check with your agent if you're a weekend-only driver or you work from home and rarely 
commute. 
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Agency 
6. Maintain Good Credit 
 
Believe it or not, your credit score can impact your insurance premium. Paying bills on time and 
reducing outstanding debt can help boost your score and lower your rate. 
Tip: Review your credit report annually to ensure accuracy and catch potential issues. 
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Agency  
7. Review and Update Your Coverage Regularly 
 
Life changes - like a move, new job, or paid-off vehicle - can affect your insurance. Review your 
policy every year or two to make sure you're not overpaying for unnecessary coverage. 
Tip: Keep your agent in the loop whenever something significant changes with your driving habits or 
vehicle. 
Click here to learn more about our auto insurance from Hoell Insurance 
Agency 
 
About Joseph Hoell Insurance Agency 
Local. Independent. Focused on you. 
 
We've been helping Wisconsin drivers protect what matters most with coverage from over a dozen 
trusted insurance companies. 
We believe insurance should be simple, affordable, and personalized. 
Contact Info: 
Website: https://hoellagency.com 
 
Thank you for reading! We look forward to helping you find the right auto insurance for your needs.