Household Expenditure Measure 2021: What You Need To Know?
                     NORTH BR ISBANE  HOME LOANS
Household 
Expenditure 
Measure 
2021
What You Need The Household Expenditure Measure (HEM) is a 
relatively new benchmark that lenders use to 
to Know determine your living expense allowances based on 
the size of your household – are you single? A 
HEM Living Expenses couple? Do you have dependents?
N O RT H  B R I S B A N E  H O M E  L O A N S
North Brisbane Home Loans
How Will Lenders Calculate 
My Living Expenses in 
2021?
The lender is only going to approve your application if 
they determine that you can afford the loan amount. If 
not, then it will be declined in a swift and professional 
manner so there are no complications down the line with 
this process. Let’s take a deeper look into these methods.
Talk to Us
Mailing Address
Offices First
Mezzanine Level, Aspley Hypermarket
59 Albany Creek Road
Aspley QLD 4034
Email Address
[email protected]
Phone number
07 3889 9719