How To Invest 50 Lakhs To Get A Fixed Monthly Income.ppt
                     How To Invest 50 Lakhs To Get A Fixed Monthly 
Income?
For a successful life and fulfilling all your goals, one has to invest his money for 
sTtheeardey a grero twtoh .types of options available for each investor 
which are:
● High risk 
options
● Low risk 
options
According to the risk-bearing capacity, every individual can invest and get a 
fiinxceodm me.o Tnot hinlyvest a big amount for earning an income, the investor should not put 
athlle h sisa megeg bs ainsket. Every investor should diversify his resources in order to get a 
isntecoamdye m. Oonteh lcyan also buy insurance policy online. Let's have a look at how to 
5in0v,e0s0t, 0R0s0 to get a fixed monthly income. Some of the popular 
options are:
1. Post Office Monthly Income 
scheme:
● The maximum deposit per year is Rs 4,50,000 per year for single 
account-holders.
● The upper limit of deposit in a joint account is Rs 
9,00,000.
● The rate of interest offered is around 6.6% per 
annum.
● The tenure of this scheme is 5 
years.
● The amount is received on a monthly 
basis.
● It is a low-risk government backed investment 
option.
● In 5 years you will invest Rs 50,00,000 to get a fixed monthly 
income.
2. Corporate Deposits
● This type of investment option is offered by non-banking financial 
choomuspianngi efisn ancde 
companies.
● In this type of deposit, when you invest Rs 50,00,000 to get a fixed 
myooun tghelyt  ainrocuonmde 6, .25% interest per annum. The senior citizens get 
0de.2p5o%si tms oarbeo voen Rs 
1cr.
● You can choose from the different options of payout like monthly, 
qhuaalfr-tyeeralyr,ly or 
annually.
● If you look at the credit ratings, every company’s FDs are rated by the 
augteonncoiemso luikse ICRA, CRISIL and 
CARE.
● One can get an additional benefit of getting a loan of around 75% 
amgatinusritt yth e
amount.
● Every individual also gets insurance along with a corporate deposit. You 
caann i naslsuor abnucye policy 
online.
3. Senior Citizen saving 
scheme:
● This investment scheme is offered by Indian banks and post 
offices.
● As the name suggests, if you are someone who is above the age of 60 
yeoaur sc,a tnh einnvest in this 
scheme.
● An amount Rs 15,00,000 lakh is the upper limit in this 
scheme.
● The 7.4% interest rate is the main 
attraction.
4. Fixed deposits
● It is one of the traditional ways of investing Rs 50,00,000 to get a 
fiinxceodm monthly
e.
● The investor can open his/her FD account in a government or private 
funded bank.
● You can deposit in different banks 
simultaneously.
● Get a monthly income around Rs35,000 per month when you deposit 
a1r0o,u0n0d,0 R0s
0.
● For a tenure of 5 years, the banks are offering around 6.25% 
interest rate.
● One can also buy an insurance policy online for securing 
the FD.
5. Monthly income plans offered by different insurance 
companies:
Almost all the insurance companies offer a monthly income plan. Each of 
tahre saev palialanbsle on digital platforms. One can fill in their details and buy 
ionnsluinrea nwciet hp oultimcyost ease and comfort. Out of so many, some of the prominent 
plans are:
● Bharti AXA monthly income plan plus: This monthly income starts 
opnrecme tiuhme  paying term is over. At the time of maturity, one will receive all 
bthoen utesrems iannadl  additional bonuses along with the maturity 
amount.
● The premium amount depends upon what will be comfortable for you as a 
scalna ray.l sYo uavail certain discounts on investing Rs 50,00,000 to get a 
fiinxceodm me ofonrth aly tenure of 20 years or 
more.
● Canara, HSBC, Oriental Bank of Commerce Smart Monthly Income Plan: 
Ainssurance plans come with dual benefits, you get a life cover for 25 years 
manodn ath filyx eindcome for 15 years. The sum assured will be 100 times the 
ammoonuthnlty  oinf come 
chosen.
● Not only will an investor get sum assured or a fixed monthly income, but 
ghet  waipllp alilcsaoble bonuses. If you invest Rs 50,00,000 to get a fixed 
ymooun cthalny  einacsoilmy eco, ver all your future 
expenses.
● Max Life Monthly income Advantage plan: Just like other policies, here also 
ywoiull start receiving the income, once your premium paying term is over. 
tThhee  fitexendu rme onf thly income depends on you where choice can be made 
3fr0o mye 1a0rs, .2 A0l lo trhe bonuses will be given at the time of 
maturity only.
● Metlife Monthly income plan: Along with offering a life insurance cover, the 
mcaonn trhalnyge from Rs 1,500 to Rs 1,00,000. The premium will be 
cbalscius loaft eydo uorn c thoesen monthly income amount. It also offers reversionary 
bonuses.
Build your profile by investing in multiple options to reap the benefits from all 
ypouss iinbvle ssto Rursc 5e0s., 0If0,000 to get a fixed monthly income, it is sure that your post-
rweitlli rbeem peenat cpeefruiol dand stress-
free.
You can take help from the qualified team of Okbima.com who are available at your 
saenrdv iycoeu 2 c4a*n7 easily login with your details and buy an insurance policy online 
within minutes.