Best IndiGo Co-Branded Credit Cards For Frequent Flyers
                     Best IndiGo Co 
Branded Credit 
Cards For 
Frequent Flyers
www.cardinsider.com
Introduction
Frequent flying with IndiGo can be more rewarding when you have the right 
credit card. IndiGo co-branded credit cards are specially designed for travellers 
who often choose IndiGo for business or leisure trips. These cards help you earn 
BluChips on flight bookings as well as on everyday spending like shopping, 
dining, and fuel. By using an IndiGo co-branded credit card, you can save more 
on air tickets, enjoy exclusive travel benefits, and make every trip more cost-
effective. This presentation will help you understand the 
best IndiGo co-branded credit cards available in India and how they can add 
value for frequent flyers.
Why Choose IndiGo Co-
Branded Credit Cards?
• Earn IndiGo BluChips faster on flight bookings
• Get rewards on everyday spends like shopping, 
dining, and fuel
• Redeem points directly for IndiGo flight tickets 
and add-ons
• Enjoy travel-focused benefits made for frequent 
flyers
• Save more on travel compared to regular credit 
cards
What Are
Indigo Bluchips?
BluChips are reward points that you earn when 
you use an IndiGo co-branded credit card. You 
can earn BluChips not only on IndiGo flight 
bookings but also on everyday spending such 
as shopping, dining, fuel, and bill payments. 
These BluChips can be redeemed for IndiGo 
flight tickets, seat selection, and other travel 
add-ons. The more you spend and fly with 
IndiGo, the more BluChips you collect, helping 
you save money on future trips. BluChips offer 
direct travel value, making it easier and faster 
to reduce your overall airfare costs.
Who Should Use 
These Cards?
FREQUENT FLYERS TRAVEL SAVERS EVERYDAY SPENDERS
Ideal for those who prefer Great for people looking to Suitable for users who 
IndiGo and want faster convert daily spending into want to earn BluChips on 
BluChip earnings on every flight tickets, seat routine expenses and use 
flight booking. upgrades, and add-ons. them for travel rewards.
Key Features to Compare
WELCOME Extra BluChips or offers you get when you first activate the 
card. These benefits help you start earning rewards 
BONUS immediately and often reduce the cost of your first few flights.
REWARD How many BluChips you earn per ₹ spent on IndiGo bookings 
and other purchases. A higher reward rate means faster BluChip 
RATE accumulation and better value for frequent spenders.
MILESTONE Extra points or benefits you receive when you reach a certain 
spending level. These rewards encourage higher usage and can 
REWARDS unlock free tickets or bonus BluChips.
TRAVEL Additional benefits like lounge access, priority check-in, or 
discounts on IndiGo services. These perks improve your overall 
PERKS travel experience and add comfort and convenience.
Top IndiGo Co 
Branded Credit Cards
• IndiGo SBI Credit Card – A popular choice with good BluChip earnings on IndiGo 
spends and everyday purchases. It includes welcome bonus points and 
milestone rewards for frequent flyers.
• IndiGo SBI Elite Credit Card – A premium version that offers higher BluChip 
rewards and added travel perks. Ideal for users who fly often and want more 
value from rewards.
• IndiGo IDFC FIRST Credit Card – Offers strong reward rates, especially on flight 
bookings. Comes with a generous welcome bonus and travel benefits that help 
boost BluChip earnings.
• IndiGo Kotak Credit Card – A mid-range card with balanced rewards on IndiGo 
flights and routine spends. Good for everyday earners looking for flight-focused 
value.
• IndiGo Kotak XL Credit Card – Enhanced rewards and travel perks compared to 
the standard Kotak card. Best suited for frequent travellers who want extra 
benefits like lounge access and milestone bonuses.
Things to Check Before 
Applying
Fees & Reward Bonus & Travel Redemption & 
Eligibility Earnings Perks Flexibility
Look at the annual Compare how many Check welcome Ensure BluChips 
fee, joining fee, BluChips you earn bonuses, milestone can be easily 
hidden charges, on IndiGo flight rewards, lounge redeemed for flight 
and make sure you bookings as well as access, priority tickets, seat 
meet the income, on everyday check-in, and other selection, baggage, 
age, and credit spending like travel benefits to and other add-ons 
score shopping, dining, see what suits your without restrictions 
requirements. and fuel. travel style. or long expiry 
periods.
Final Thoughts
Choosing the right IndiGo co-branded credit 
card depends on your travel habits. If you fly 
occasionally, a card with a low annual fee and 
basic BluChip rewards is ideal. Frequent flyers 
should go for cards with higher BluChip 
earnings, milestone rewards, and travel perks 
like lounge access or priority check-in. 
Premium travellers can benefit from extra 
welcome bonuses and added travel privileges. 
Always match the card’s rewards with your 
everyday spending to collect BluChips faster. 
The right card helps you save on flights, enjoy 
smoother travel, and get more value from 
your spending.
THANK YOU
FOR YOUR ATTENTION