ReshaMudra is bridging the credit gap in the agri-textile space
                     RESHAMUDRA IS BRIDGING THE CREDIT 
GAP IN THE AGRI-TEXTILE SPACE, 
EMPOWERING MORE THAN 80L + 
FARMERS AND 50L+ SMES

 Farmers, reelers, yarn manufacturers, fabric manufacturers, weavers, and retailers are internal 
stakeholders of the natural fibers supply chain.
  India’s domestic apparel and textile industry contribute 2% of the country’s GDP and 7% of 
industry output. Textile, apparel, and handicrafts sector accounted for 11.4 percent of India’s total 
exports in 2020-21.
  India contributes massively to the world’s natural fiber production. Our country is the largest 
producer of cotton in the world and 2nd largest producer of silk.
  As an entity, the textile sector in our country has a huge potential for employment. It employs over 
45 million people directly and 60 million people indirectly. 
 The natural fiber supply chain is an integral part of the textile sector generating raw materials, 
inputs like yarn, and end products like fabrics and apparel. 
 With the right support to internal stakeholders of the natural fibres supply chain, production of raw 
materials and end products can be amplified. However, glitches, like lack of infrastructure, and 
other factors obstruct this process.
RESHAMUDRA ENABLES BUSINESS 
GROWTH
 Though stakeholders of the natural fibres supply chain, reelers, yarn manufacturers, fabric 
manufacturers, weavers, and retailers aspire to improve the infrastructure of their units, they 
face the hurdle of financial support.
   Improper documentation of their businesses’ financial records, lack of collateral to pledge, 
and long waiting periods are real-time problems that these stakeholders face while they try to 
access loans.

 High-interest rates that small-scale financiers charge make it nearly impossible for these stakeholders to 
repay loans on time leading to a threat of loss of collateral they have pledged.
   The formal lending sector has been unable to solve  credit needs of India’s MSMEs leaving a huge 
credit gap. 
 ReshaMudra provides the much-needed credit assistance to small, medium and large key players of the 
natural fibres supply chain helping them to strengthen and improve the infrastructure of their business.
RESHAMUDRA OFFERS UNIQUE BENEFITS
ReshaMudra provides quick, personalized, and transparent credit assistance to reelers, yarn 
manufacturers, weavers, fabric manufacturers, mill owners, and retailers.
•Flexible repayments that will suit the business needs
•Mortarium period
•Financial enhancements every 6 months
•Super -fast processing
•All-in-one app 
•UPI enabled payment 
•Compliance & transparency driven
•Fair & ethical approach
•Low-interest rates
RESHAMUDRA FINANCIAL OFFERINGS
• Every ReshaMudra financial offering is designed to suit the business needs of reelers, yarn 
manufacturers, weavers, fabric manufacturers, mill owners, and retailers. 
• ReshaMudra credit assistance. ReshaMudra is a growth partner that addresses specific 
infrastructure and business woes, that usually negatively impacts the businesses of textile 
MSMEs.
RESHAMUDRA INVOICE FINANCING
• There are times when capital gets stuck in the business cycle and makes it nearly impossible for 
the stakeholders to pay their suppliers or associates.
•  ReshaMudra invoice financing credit assistance facilitates on-time payment to suppliers and 
associates of weavers, fabric manufacturers, and retailers and ensures uninterrupted business 
operations.
RESHAMUDRA CAPEX LOANS
• Upgrading infrastructure is vital to growing business and increasing profitability for 
MSMEs. ReshaMudra CapEx credit assistance offers long-term loans to purchase capital 
assets, and set up professional-grade factories, looms, or shops.
• ReshaMudra, has become a force to reckon with, propelling the growth of businesses and 
MSMEs in the textile industry.
•  It is allowing every stakeholder of the natural fibres supply chain to dream bigger dreams 
and also provides an excellent opportunity to fulfill their cherished dreams. 
ReshaMudra
Call us at +91 9901300605
Email :[email protected]