Ultimate Guide Hard Money Loan
                     Ultimate Guide to Hard Money 
Loan
What is Hard 
Money Loan?
A hard money loan is a type 
of loan that is secured by 
real property. Hard money 
loans are considered loans of 
"last resort" or short-term 
bridge loans. 
Source: 
https://www.investopedia.com/terms/h/hard_money_loan.asp
Key Takeaways
● Hard money loans are primarily used for 
real estate transactions and are money 
from an individual or company and not a 
bank.
● A hard money loan, usually taken out for 
a short time, is a way to raise money 
quickly but at a higher cost and lower LTV 
ratio.
● Default by the borrower can still result in 
a profitable transaction for the lender 
through collecting the collateral
Source: https://www.investopedia.com/terms/h/hard_money_loan.asp
Facts About Hard Money Loans
Hard money lenders are legitimate business owners.
The name simply indicates that the loan is secured by a hard asset.
Hard money interest rates are high for a reason.
Borrowers can still profit using hard money loans.
Source: https://montegra.com/2017/11/01/8-facts-might-not-know-hard-money-loans-lenders/
Facts About Hard Money Loans
Hard money loans can work for longer rehabilitation projects.
Even legitimate businesses use hard money loans.
Hard money is not 100% financing.
Hard money loans are good for more than just house-flipping. 
Source: https://montegra.com/2017/11/01/8-facts-might-not-know-hard-money-loans-lenders/
Interest Rate on 
Hard Money Loan
The lender’s interest rate for 
a hard money loan is likely 
going to be between 8 and 
18 percent of the loan’s 
value.
Source: https://socotracapital.com/how-do-hard-money-loan-interest-rates-compare-to-that-of-traditional-loans/
Are you looking for 
a reliable 
commercial hard 
money loan?
Contact Private Capital Investors team, 
who will guide you through the risks and 
benefits of commercial bridge loans and 
help you find the best solution for you.
Apply for Hard Money Lo
an