Many mobile banking apps face failure shortly after launch due to common but critical oversights. One major factor is poor user experience — confusing layouts, slow response times, and clunky navigation quickly turn users away. Security issues are another major concern; without strong encryption and authentication features, users simply won’t trust the platform. Additionally, limited functionality leads to low engagement. Modern users expect more than just balance checks; they want investment tools, bill payments, and support in one place. Apps that suffer from frequent crashes or lag are also at risk, as performance plays a key role in retention. Lastly, ignoring user feedback can be costly. Apps that fail to adapt and evolve based on reviews and feature requests become obsolete in a competitive market.