HDFC Moneyback Plus Credit Card Benefits
                     HDFC MONEYBACK PLUS 
CREDIT CARD BENEFITS
1
Introduction:
 Different Benefits of the 
HDFC Moneyback Plus Credit 
Card, please be aware that 
the exact benefits may 
change, and for accurate and 
current information, consult 
HDFC Bank's most recent 
terms and conditions.
  The following are some 
typical advantages of credit 
cards plus cashback.
Source: cardinsider.com 2
Welcome/Renewal Benefit: 
 Receive 500 Cash Points 
(applicable on payment of 
membership fee).
Liability for Lost Cards: 
 Report a lost card right away to 
avoid being held accountable 
for any fraudulent 
transactions.
Source: cardinsider.com 3
Cashback Rewards: 
 The chance to receive a portion of 
your purchases back in the form of 
cashback is the main advantage of 
cashback credit cards. 
 This can be redeemed for different 
rewards or credited to your card 
account.
Reward Points: 
 For each transaction, certain cashback 
cards may also grant reward points.
  One can accumulate these points and 
then exchange them for a range of 
products and services.
 On all spend categories, the card offers 
cashback in the form of Cashpoints.
Source: moneymint.com 4
Fuel Surcharge Waiver: 
 Credit cards frequently offer a 
fuel surcharge waiver at 
affiliated gas stations, which 
can reduce your fuel costs.
 For fuel transactions, take 
advantage of a 1% fuel 
surcharge waiver (minimum 
transaction of ₹400, maximum 
waiver of ₹250 per statement 
cycle).
Source: livemint.com 5
Dining Discounts: 
 A few credit cards give 
cashback or discounts on 
dining costs at affiliated 
eateries.
 Use Swiggy/zomato Dineout to 
receive up to a 20% discount at 
participating restaurants.
 Quarterly 3 Airport lounge 
facilities are available to few 
hdfc customers.
Source: bankbazaar.com 6
Benefits related to travel: 
 Depending on the credit card, 
you might be eligible for 
discounts on hotels or flights, 
airport lounge access, and 
travel insurance.
Quarterly Gift Vouchers:
  If you spend ₹50,000 or more 
in a calendar quarter, you will 
receive a ₹500 gift voucher.
Source: blogspot.com 7
EMI Conversion:
 Converting large purchases into 
monthly installments at a lower 
interest rate is an option that you 
may get.
Reward Point Changes:
 As of January 1, 2023, rewards for 
grocery purchases will be limited 
to 1,000 points per month, and 
payments for rent and 
government-related transactions 
will no longer be eligible for 
reward points.
Source: moneycrashers.com 8
Merchant Partners:
  Receive 10X CashPoints for 
purchases made at BigBasket, 
Amazon, Flipkart, Reliance Smart 
SuperStore, and Swiggy, among 
other partners.
 Get 5X CashPoints for EMI 
purchases made at participating 
merchant locations.
 Earn 2 Cashpoints for every ₹150 
spent in other categories (not 
including fuel, prepaid card 
loads, wallet loads, and voucher 
purchases).
Source: 
9
topfinancialresources.com
Rupay Credit Cardholders: 
 For UPI spends (excluding fuel, 
wallet/prepaid card loads, or 
voucher purchases), earn 2 RPs 
for every ₹150 spent, capped 
at 500 reward points per 
calendar month.
 Recall that the goal of the 
HDFC Moneyback+ Credit Card 
is to enhance the value of your 
regular transactions.
Source: seekingalpha.com 10
Conclusion:
 Reviewing the precise terms and 
conditions, costs, and features 
may vary from customer to 
customer.
 However related to the HDFC 
MoneyBack Plus Credit Card is 
crucial because they can change.  
 To obtain up-to-date and precise 
information, visit the official 
HDFC Bank website or get in 
touch with their customer service 
department.
Source: cardinsider.com 11