Smart Financial Planning Made Simple: Child Savings, Retirement, SIPs & Stock Investment with Sanjhi Poonji
                     SMART 
INVESTMENTS 
BRIGHT FUTURE
Empowering individuals to achieve financial growth 
through simple, smart, and secure investment 
solutions.
INTRODUCTION
SanjhiPoonji  is  a  digital  investment 
platform  designed  to  make  
financial growth simple, smart, and 
secure. It empowers individuals to 
invest easily in mutual funds, SIPs, 
and bonds with complete  
transparency  and  zero paperwork. 
SanjhiPoonji aims to build a culture of 
informed investing, helping 
individuals achieve their financial 
goals with trust, accessibility, and 
innovation at its core.
GROW YOUR 
WEALTH WITH 
MUTUAL FUNDS
Mutual Funds help you invest smartly by 
pooling  money  from  many  investors  and 
investing it across stocks, bonds, and other 1 Information 
assets.  With  SanjhiPoonji,  you  can  start 
small,  invest  easily,  and  build  long-term Technology
wealth with expert guidance.
2 Renewable 
It’s a safe, transparent, and flexible way to energy
make your money work for you — whether
you’re a beginner or an experienced Financial 
investor. 3
Technology
SMART INVESTING MADE EASY 
WITH MODERN DEMAT 
SOLUTIONS
Large   investment   opportunities   are 
emerging due to the rapid growth of the 
technology  sector,  which  continues  to 
transform  how  we  live  and  do  business. 
Innovations  in  artificial  intelligence  (AI) 
and the Internet are driving new markets, 
boosting efficiency, and creating profitable 
avenues for investors across industries.
COMPREHENSIVE TRAVEL INSURANCE 
FOR A WORRY-FREE JOURNEY
Capitalize  on  the  rapidly  growing 
renewable energy sector by supporting 
sustainable solutions. Innovations in solar 
and wind energy make green power 
more efficient   and   cost-effective.   
With governments   and   major   
companies aiming for net zero emissions, 
the demand for  clean  energy  projects  
is  soaring— creating profitable 
opportunities for forward-thinking 
investors.
INVESTING IN 
RESERVE BANK OF 
INDIA (RBI) BONDS
Secure your savings with RBI With  RBI  Bonds,  Sanjhi  
Bonds, a safe and reliable Poonji helps you protect your 
investment option. Benefit from hard-earned money  while  
attractive interest rates offered by earning  reliable interest income. 
the Reserve Bank of India, providing Customers benefit from:
steady returns while minimizing 
risk. Ideal for investors seeking Safe investment backed by the 
long-term financial security and Reserve Bank of India
stable income.
INVEST IN LONG-
TERM BANK 
BONDS FOR 
SECURE RETURNS
Invest in bank bonds to earn long-term 
capital gains while keeping your money 
safe. These bonds provide a stable and 
secure investment option, deliver 
predictable returns over time, and offer 
tax-efficient growth. Perfect for investors 
looking to accumulate wealth and plan for 
a financially secure future.
Bond certificate and bank icons
Growth chart showing long-term returns 
Icons for security,and wealth 
accumulation
SECURE YOUR CHILD’S FUTURE WITH 
A SAVINGS PLAN
State Bank of India 
(SBI) 21.1% Investing in fixed deposits (FDs) with leading banks is a safe 
Axis and reliable way to grow your savings. Top banks like Axis 
Bank Bank, HDFC Bank, ICICI Bank, and SBI offer attractive 
25.3% interest rates ranging from 6.05% to 6.60% for 5–10 year 
tenures, providing steady and predictable returns for 
investors seeking long-term financial security.
For those looking for government-backed options, the RBI 
Floating Rate Savings Bonds (FRSB) are an excellent choice. 
With a 7-year tenure and an interest rate of 8.05% per 
annum, payable semi- annually, these bonds ensure both 
safety and higher returns. Interest is taxable, and TDS is 
applicable if annual interest exceeds
₹10,000, making it suitable for disciplined, long-term investors.
By comparing bank FDs and RBI bonds, investors can choose 
the right mix based on their risk appetite, liquidity needs, and 
ICICI HDFC income goals. While FDs offer flexibility and easy access, 
Bank Bank RBI bonds provide slightly higher, government-backed returns 
30.7% 23% over a fixed period. Combining both options can help investors 
maximize their wealth while keeping their capital safe and 
secure.
START INVESTING BY 
OPENING A STOCK TRADING 
ACCOUNT
Opening a stock trading account is the first step 
toward smart investing in the stock market. It allows 
you to buy and sell shares, ETFs, and other 
securities digitally, giving you complete control over 
your investments.
Real-time access to the stock market 
Convenient online transactions from 
anywhere Portfolio tracking and analysis 
tools
Safe and secure investment platform
THANK 
YwwwO.sanjhUipoonji.org To everyone who is present here