Privately Owned Apartments No Credit Check
                     How to Get an Apartment with Bad Credit
You can rent an apartment with bad credit. However, you must be 
strategic about how to secure the rental. Here's how to position 
yourself as the strongest applicant and get your Apartment with 
no credit check, regardless of your credit.
Pay more upfront
Most landlords and property managers require a security deposit 
and the first month's rent in advance to move into a property. If 
you want to make a good impression, pay two or more months' 
rent in advance or offer a bigger security deposit.
Paying more upfront will also get you 
ahead of your rental schedule. Even if 
you are required to use an additional 
payment as a deposit in advance, 
keeping your payments ahead of 
schedule in excess of any deposit will 
build trust with the owner. In some 
cases, it can also be arranged to act 
as a buffer should you run into 
financial trouble in the future.
Find a guarantor
It can be difficult to ask a friend or 
family member to vouch for your 
lease, but they can help you get into 
Privately owned apartments no cr
edit check
. If you have someone willing to co-
sign, ensure they have good credit 
and a history of making timely 
mortgage or rent payments. Lastly, 
make sure your co-signer knows what 
they're getting into because if you 
break a rental agreement, you'll both 
be responsible for it.
Bring documents and references.
Your credit score is only part of the story that makes up your Consumer 
profile. If your score is low, submit documents with your application 
that tell the rest of the story and show that you are a credible applicant 
capable of paying your rent each month. This is what to bring:
. Proof of a responsible rental history. Bring copies of the payments you 
made for your last rental if any. Bank statements can show that you 
have been on time with your payments.
. Recommendation letters. Ask for letters of reference from previous 
landlords, property management companies, employers, roommates, 
or business associates. 
. Pay stubs as proof of employment. The landlord will likely ask for 
proof of employment. Try to submit pay stubs going back several 
months, not just a couple of weeks, to show you have a steady job.
. Utility payments. Proof that you have made your utility payments on 
time each month also shows that you are trustworthy, reliable and 
consistent.
Find Apartments That Don't 
Require a Credit Check
Most established landlords 
require a credit check before 
renting to you. However, some 
landlords do not require a credit 
check. These properties are often 
less desirable but can show that 
you can be trusted to pay your 
rent while also building your 
credit.
To find a place that doesn't 
require a credit check, start by 
looking for No credit check 
apartments, Facebook 
Marketplace, or the classified ads 
in your local newspaper. If you're 
patient and do a thorough 
enough search, you should be 
able to find a place where your 
credit score is not part of the 
evaluation process.
Consider a roommate
If you are trying to Apartment rental with bad credit, 
the landlord may be more willing to accept your rental 
application if you share the rent with one or more 
roommates. Just make sure the landlord pulls your 
roommate's credit report first.
Another option is to move in with someone who already 
lives in an Apartment rental no credit check. You may 
still have to undergo a credit check, but your payments 
will be lower, and your roommate can still take 
responsibility for the apartment. You pay them, and they 
pay the owner. Like having a co-signer, this agreement 
will be built on the premise that you will make all of your 
payments on time. Before entering a sublease agreement, 
check your lease to ensure it’s allowed.
Consider a short-term 
rental.
Although the standard term for 
rental contracts is one year 
(especially if the landlord and 
tenant do not have a long-term 
relationship), nothing prevents 
you from negotiating a shorter 
contract. You have the chance 
to sign a short-term lease and 
learn more about the 
neighbourhood and whether 
the maintenance fees are 
within your price range.
If there are no problems during 
the three months of the 
contract, you can negotiate 
with the owner an extension of 
nine months to the end of the 
year. 
Readjust your expectations
The apartment you want and the apartment 
you qualify for may differ. The one you may be 
eligible for may not have a pool, workout room 
or cable package attached. It may even be on 
the less desirable side of town or require a 
longer commute. As a bonus, paying less for a 
smaller space or fewer amenities allows you to 
keep that extra money in your pocket.
Contact us
Address: 6159 N. Sheridan 
Road
City:Chicago
State: Illinois
Pin Code:60660
Country: United States
Phone:219-413-2591
www.secondchancerentals.us
Email: 
[email protected]