Health Insurance in India - Everything You Need to Know
                     Health Insurance in India - Everything 
You Need to Know
Overview Health 
Insurance
Health insurance covers essential health, illness 
and accident expenses by protecting you from 
unexpected, high medical costs. When you take a 
health insurance policy, the costs for your 
medical treatment during hospitalisation are 
covered by the insurer for the sum assured 
selected by you, on annual payment of the 
premium.
Types of Health Insurance Policy
❖ Individual Health Insurance Policy
❖ Family Floater Health Insurance Policy
❖ Critical Illness Health Insurance Plans
❖ Group/Employee Health Insurance Policy
❖ Personal Accident Covers
❖ Maternity Health Insurance
1. Individual Health Insurance 
Policy
Under the 
Individual Health Insuran
ce Policy
, the chosen sum assured is 
applicable to a person 
covered under the plan on 
an individual basis for 
cashless hospitalization and 
other benefits.
2. Family Floater Health Insurance Policy
Cover your loved ones against any kind of illness or accident with a 
Family Health Insurance plan. Pay one single premium and provide 
a health insurance for yourself, your spouse and your kids.
3. Critical Illness Health Insurance Plans
Critical Illness is never 
good news. A heart attack, 
organ transplant, stroke, 
cancer, or anything which 
can be life-threatening, 
need extra care and 
attention.
4. Group/Employee Health Insurance Policy
Get a healthier workforce by 
taking a health cover for a 
group of people or your 
employees. Simply pay a 
single premium amount and 
secure your employees 
against medical 
emergencies.
7
5. Personal Accident Covers
Accidents are uncertain 
and unfortunate. So, 
get a cover for life’s 
unexpected events with 
Bajaj Finserv’s Perso
nal Accident Insuran
ce
.
6. Maternity Health Insurance
Bringing a new life to the world is 
a big responsibility. Take the 
Maternity Health Insurance 
and cover all pregnancy-related 
expenses.
Any questions?
You Can Visit Bajaj Finserv’s Official Website
https://www.bajajfinserv.in/health-insurance