Bridging Loan
                     Bridging 
Loan
Silver Oak 
Capital
Introduction
When considering the purchase of a 
property, it is important to consider the 
available financing options. A bridging loan 
is a well-established form of financing that 
is often used in house purchases. While 
there are numerous advantages to using a 
bridging loan, it is vital to understand how 
they work and when to use them. 
Bridging Loan
0A bridging loan is a short-term financial facility Bridging loans are often used in real estate to that allows borrowers quick access to funds to a0ssist bo2rrowers with the purchase of a new 
be used for a specific purpose and to be repaid property prior to the sale of their current 
at a defined event. property.
10Bridging3 loans are often quicker and easier to 0Bridging4 loans typically have their interest secure and allow the borrower immediate rolled up and last under 24 months. This 
access to capital based on a future event. means at the end of the loan term the 
borrower pays the full amount of the loan and 
any accrued interest.
When To Use 
Bridging Loan?
Given the high interest rates associated with 
property bridging loans it is important to know 
when to use them. Bridging loans are most 
useful when a borrower requires quick access 
to capital for a short period of time. Bridging 
loans are generally used to take advantage of 
a time-sensitive opportunity, where longer 
term finance options would take too long. 
Pro’s And Con’s
Advantages Disadvantag
es
Bridging loans offer borrowers a great degree of Given the short term of bridging loans, 
flexibility, allowing for high LTVs and shorter they are often associated with higher 
terms. Secondly, bridging loans can be arranged interest rates when compared with 
quickly to allow borrowers fast access to capital. traditional mortgage bridging loans. In 
Given that bridging loans have a defined exit addition to this, they also have higher fees 
strategy and are secured against a property, the and structuring costs as a result of their 
due diligence process can be expedited. expedited process.
Conclusion
Bridging loans offer useful solutions to 
borrowers looking to secure short term finance. 
Knowing when and how to apply for a bridging Visit - 
loan can be confusing. Therefore, consulting a Silver Oak Capital
mortgage broker can assist home buyers in https://www.silveroakcapital.co.uk/
securing the finance that is best for them. bridging-loans-uk/ 
Thank You
Visit - 
Silver Oak Capital
91 Wimpole St, Marylebone, 
London W1G 0EF, UK