Top-Up Health Insurance Plans  Affordable Extra Coverage at PayBima
                     Top Up Health Insurance
What is Top-Up Health Insurance?
● A supplementary plan that kicks in when your hospital expenses cross a certain 
limit (deductible).
● Example:
○ Base policy: ₹5 lakhs.
○ Top-up policy: ₹10 lakhs with ₹5 lakh deductible.
○ If your hospital bill is ₹8 lakhs → base covers ₹5L, top-up pays ₹3L.
How Does it Work?
You pay medical expenses up to the deductible amount (from pocket or base policy).
Top-up covers expenses beyond the deductible, up to the sum insured.
Works per claim, not annually.
Who Should Buy a Top-Up Plan?
Those with employer-provided health insurance (to enhance coverage).
Families with a limited base policy but higher risk.
Senior citizens who want extra cover without high premiums.
Anyone concerned about large, unexpected medical bills.
Reach Us
Contact us
1800 267 67 67
Address
Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Corporate Office - II, A-
202, Piramal Agastya Corporate Park, Kamani Junction, LBS Marg, Kurla West, Mumbai – 
400070, Tel: +91 22 66423800.
Email [email protected]