Inflation Protection Presentation By PMS 
                     How Portfolio 
Management 
Services Can Protect 
Your Wealth from 
Inflation
AND RETURN GOOD RETURNS IN AN UNCERTAIN 
ECONOMY
Understanding the 
Threat of Inflation
 Inflation erodes purchasing power over time.
 If inflation = 6%, ₹100 today = ₹106 next year.
 If your returns are less than inflation, real 
wealth decreases.
The Hidden Cost of 
Traditional Savings
 Fixed deposits offer 5–7% returns.
 Inflation ranges 6–7% => Real returns are near 
zero or negative.
 Taxation further reduces effective gains.
What are 
Portfolio Management Se
rvices 
(PPMrofeSssi)on?ally managed, customized investment 
portfolios.
 Discretionary PMS: Manager controls investment 
decisions.
 Non-Discretionary PMS: Client retains control, 
gets advice.
 Targeted at High-Net-Worth Individuals (₹50 
lakhs+).
How PMS Helps Beat 
Inflation
 Active asset allocation: equities, REITs, 
commodities.
 Diversification: equity, debt, alternatives (gold, 
international).
 Tactical investing based on macroeconomic 
trends.
How PMS Generates 
Superior Returns
 Customized portfolios to match financial goals.
 Data-driven, research-backed decisions.
 Tax-efficient strategies to boost net returns.
 Disciplined approach avoids emotional 
investing.
PMS vs. Mutual Funds: A 
Comparison
 Customization: High (PMS) vs Low (MF)
 Minimum Investment: ₹50 lakhs (PMS) vs ₹500 
(MF)
 Transparency & Control: Higher in PMS
 Fees: Higher in PMS, but performance-linked
Risks and Considerations
 Market volatility and manager decisions can 
impact returns.
 Performance and management fees can reduce 
gains.
 Choose experienced, transparent managers 
with sound strategy.
Conclusion: Is PMS Right for 
You?
 Ideal for HNIs seeking inflation protection and 
growth.
 Offers active, personalized, and diversified 
strategies.
 Aligns with long-term goals if matched with 
your risk profile.
 Consult a financial advisor before investing.