The halfway point of the 2020s, which was 2025 will forever be seared into history as a watershed moment for India’s insurance sector. It was a year that was signified, not by tweaks but tectonic shifts that reached the wallets of the policyholders, insurers’ balance sheets and the very framework of the industry. From shattering the GST barrier to paving the road to global capital, the insurance reforms of 2025 have set a new standard for protection in India.