Several Plans made by the Indian Government for Atmanirbhar Bharat.
                     SEVERAL PLANS MADE BY 
THE INDIAN GOVERNMENT 
FOR ATMANIRBHAR BHARAT
INTRODUCTION
• The Prime Minister announced an 
economic stimulus package for Rs 20-lakh-
crore towards building a Atmanirbhar 
Bharat, or a self-reliant, resilient India.
• The Package is to cater to various sections 
including cottage industry, MSMEs, 
labourers, middle class, industries etc.
Source: OpIndia
FIVE PILLARS OF ATMANIRBHAR 
BHARAT
• Economy - an economy that brings Quantum 
Jump rather than Incremental change.
• Infrastructure - An infrastructure that became the 
identity of modern India.
• System - A system that is driven by technology.
• Demography - Our Vibrant Demography is our 
source of energy for self-reliant India.
• Demand - The cycle of demand and supply chain 
in our economy.
Source: Taxguru
REFORMS FOR MSME
• Emergency Credit Line to Businesses/MSMEs 
from Banks and NBFCs up to 20% of entire 
outstanding credit as on 29.2.2020.
• Rs 20,000 crores Subordinate Debt for Stressed 
MSMEs
Source: Taxguru
PRADHAN MANTRI GARIB KALYAN 
PACKAGE
• Centre announced Rs 1.70 lakh crore relief 
package for the poor to help them fight the battle 
against Corona virus. 
• The package includes the following:
– Insurance cover of Rs 50 lakh per health worker. 
– Free 5 kg wheat or rice, per person, for the next 3 months, 
to 80 crore poor people. 
– 1 kg pulses for each household per month for the next 3 
months.
 
Source: Next IAS
MEASURES TAKEN BY THE RESERVE 
BANK OF INDIA
• RBI reduced Cash Reserve Ratio resulting in 
liquidity enhancement of Rs 1,37,000 crores. 
• Raised the Ways and Means advance limits of the 
state governments by 60 percent and enhanced 
the overdraft duration limits.
Source: DNAIndia
COLLATERAL-FREE AUTOMATIC 
LOANS FOR MSME
• MSMEs to be given emergency credit line of up to 
20 percent of entire outstanding credit as on 29 
February 2020. 
• Borrowers with up to Rs 25 crore outstanding and 
Rs 100 crore turnover eligible for the loan.
•  Loans to have 4-year tenor with a moratorium of 
12 months on principal repayment. 
Source: KNN India
OTHER INTERVENTIONS FOR MSMES
• Government to provide e-market linkage for 
MSMEs.
• E-market will be promoted as a replacement for 
trade fairs and exhibitions. 
• Fintech will be used to enhance transaction-based 
lending using the data generated by the e-
marketplace.
• Additionally, MSME receivables from government 
and CPSEs to be released within 45 days.
Source: Livemint
PARTIAL CREDIT GUARANTEE 
SCHEME 2.0 FOR NBFCS
• Existing PCGS scheme will be extended to cover 
borrowings such as primary issuance of 
Bonds/CPs of NBFCs, HFCs and MFIs with low 
credit rating. 
• First 20 percent of losses will be borne by the 
Centre. 
• The scheme will result in the liquidity of Rs 45,000 
crores.
Source: The Economic Times
LIQUIDITY SUPPORT TO FARMERS
• 63 lakh loans worth Rs 86,600 crore approved 
between 1 March to 30 April 2020.
• Refinancing of Rs 29,500 crore provided by 
NABARD to Cooperative Banks and Regional 
Rural Banks in March 2020. 
• Support of Rs 4,200 crore provided under Rural 
Infrastructure Development Fund to States for 
rural infrastructure.
Source: OpIndia
MGNREGS SUPPORT TO MIGRANTS
• The government released Rs 11,002 crore of its 
contribution in State Disaster Response Fund 
(SDRF) to all states on 3 April 2020.
• Prepared three meals a day for the residents of 
Shelters for Urban Homeless (SUH) during the 
lockdown. 
• 12,000 SHGs have produced three crore masks 
and 1.20 lakh litres of sanitizers.
Source: The Indian Express
CREDIT FACILITY FOR STREET 
VENDORS
• Centre to launch a special scheme to facilitate 
easy access to credit to street vendors. 
• Initial working capital up to Rs 10,000 will be 
provided and digital payments will be incentivized 
through monetary rewards. 
• The move will benefit nearly 50 lakh street 
vendors and will provide liquidity of Rs 5,000 
crore.
Source: Republic World
SELF-RELIANCE IN DEFENCE 
PRODUCTION
• To promote PM's Make in India vision, 
the government will ban the import of several 
weapons. 
• A separate budget provisioning for domestic 
capital procurement to help reduce the huge 
defence import bill. 
• Centre will also corporatize  Ordnance Factory 
Board to improve autonomy, accountability and 
efficiency.
Source: OpIndia