PowerPoint Content Sides Include: • Program objectives (6 points) • Money management (4 points) • Prioritizing your budget (5 slides) • Budget box system (3 points) • Computer system (5 points) • Expense envelope system (4 points) • Sample daily spending diary worksheet (graphic) o Daily spending diary worksheet (3 points) • Monthly income and expense worksheet (8 points + graphic) • Monthly payment calendar (6 points) • Monthly expenses (6 points) • Selling a car (10 points) • Car loan shopping guide (8 points) • Dealer financing (5 slides) • To loan or to lease (2 points + 2 graphics) • Trade-in tips (8 points) • A home for every family (2 points) • Ideas (4 points) • Homeowner education program (4 points) • Government loan program (3 slides) • Are you ready to buy a home? (5 slides) • Components of a low mortgage loan payment (5 points + graphic) • Federal housing administration (FHA) insured loans (4 points) • VA insured loans (5 points) • FNMA and Freddie Mac (5 points) • USDA loan program (graphic) • How much mortgage can I afford? (3 points) o What lenders look for (3 points) o What lenders require (7 points) • Mortgage terms (4 slides) • Checks (6 points) • Pre-printed information (5 points) • Back of the check (2 slides) • Bounce protection (11 points) • Checking account fees (3 points) o What fees can I expect? (graphic) • Determine your account needs (2 points + graphic) • Choosing a checking account (3 points) o Checking account checklist o Checking account (2 points) o Types of checking accounts (2 points) o Low-cost checking (4 points) o ATM checking (4 points) o Regular checking (2 points) o Interest checking (2 points) • Consequences of bouncing a check (3 slides) • Protecting yourself (3 slides) • Deposit slip for cash (9 slides) • Checking account register (2 points + graphic) o Correcting a mistake (2 points) o Voiding checks (2 points) • Check for cash (4 points) • Less cash received (3 slides + graphic) • Collateral (3 slides) o Credit decisions • Bankruptcy (7 points) • Credit counseling (6 points) o Debt management (5 slides) • Credit report (5 points) • Fair credit reporting act (3 points) • Credit counseling agencies (7 slides) • Credit decisions (point + graphic) • Applying for credit (9 points) • Cost of credit (2 slides) • Credit terms (3 points + graphic) • Building credit history (5 slides) • Repairing your credit (4 points) • Repairing credit using counseling agencies (3 slides) • The truth about credit repair (5 slides) • Credit and debit cards (graphic) • Spending (10 points) • Conclusion (2 points) • Actions steps (16 points)