Things To Consider Before Buying Health Insurance Philippines
                     T H I N G S  T O  C O N S I D E R  
B E F O R E  B U Y I N G  H E A L T H  
I N S U R A N C E  P H I L I P P I N E S  
S O LU M  E S L
THINGS TO CONSIDER BEFORE BUYING 
HEALTH INSURANCE PHILIPPINES 
• In the Philippines alone, there are a lot of firms offering health insurance 
policies. As such, the process of getting one might be excessively frustrating 
and overwhelming since one has to choose from so many policies, and also one 
has to deal with the intimidating jargon formally known as policy wordings 
which usually add to the frustrations and confusions. Buying health insurance 
Philippines is therefore not as easy as it may sounds. However, while buying 
one, an individual should consider the following factors. 
THINGS TO CONSIDER BEFORE BUYING 
HEALTH INSURANCE PHILIPPINES 
• The first thing to consider before buying health insurance Philippines is the 
maternity benefits. Maternity expenditure is one of the most expensive 
healthcare expenses. With increasing medical costs because of issues such as the 
coronavirus, pregnancy cots are also increasing substantially. As such when 
buying health insurance one should make sure that the insurance also covers the 
maternity benefits. Aside from checking if the insurance provides the same, one 
should also consider the waiting period applicable for claiming maternity 
expenses and also the sub-limit of the same. Another important aspect of health 
insurance is that it should be able to cover outpatient expenses. 
THINGS TO CONSIDER BEFORE BUYING 
HEALTH INSURANCE PHILIPPINES 
• Another thing to consider before buying health insurance Philippines is the 
insurance amount. It would not make sense for one to buy a health insurance 
policy that would not be able to cover health-related issues sufficiently. As such, 
before buying the policy one should make sure that the amount that the policy 
offers covers the medical expenses of a given individual for a year. The right way 
of coming up with this is by considering one's age. One thing with age is that the 
younger a person is, the lower the sum insured he or she needs. The opposite is 
also true. In addition to the amount the policy offers, one should take into 
account his or her income levels to analyze the premium he or she can afford. 
THINGS TO CONSIDER BEFORE BUYING 
HEALTH INSURANCE PHILIPPINES 
• For more information on the things to consider when getting health insurance 
in the Philippines, visit our website at https://ichoose.ph/home