Reasons To Compare Credit Cards PH Before Choosing One
                     REASONS TO COMPARE CREDIT CARDS PH 
BEFORE CHOOSING ONE
iChoose.ph
REASONS TO COMPARE CREDIT 
CARDS PH BEFORE CHOOSING ONE
• For some people in the Philippines, credit cards are must 
haves. People like credit cards because they are easier to 
carry than cash, the offer greater security than cash, and 
can be used for strengthening the credit score if they are 
used wisely. They are very important if you are planning to 
apply for a home loan or vehicle finance. 
REASONS TO COMPARE CREDIT 
CARDS PH BEFORE CHOOSING ONE
• Before you apply for your first credit card, it would be a good idea 
to take some time to compare credit cards PH. By doing so, you 
will be able to understand the credit limits of different banks or 
credit card providers.  A credit limit is simply the total amount of 
money that you spend on the credit card. It is determined by a 
number of factors, including your income and credit score. If you 
earn more and have a higher credit score, you are likely to be given 
a higher credit limit. 
REASONS TO COMPARE CREDIT 
CARDS PH BEFORE CHOOSING ONE
• After applying for a credit card and using it for some time, 
the issuing bank or lender can offer to raise your credit 
limit.  However, you need to think twice before accepting 
the raise. It is better to keep your credit limit to an amount 
that you can pay off easily.  A higher credit limit can tempt 
you to over-reach, but try hard to resist that temptation.  
REASONS TO COMPARE CREDIT 
CARDS PH BEFORE CHOOSING ONE
• When you compare credit cards PH, you will also understand the 
minimum payment of different banks or lenders. A minimum 
payment is the smallest amount due every month on your credit 
card based on a percentage of the capital. It tends to include interest 
for the month, potential charges for a defaulted payment as well as 
part of the annual fee.  Since minimum payment terms differ from 
one bank to another, you need to familiarize yourself with the 
specific terms of the credit card that you are interested in. 
REASONS TO COMPARE CREDIT 
CARDS PH BEFORE CHOOSING ONE
• For more reasons to compare credit cards PH, visit 
our website at 
https://ichoose.ph/blogs/about-ichooseph/