Corporates TReDS Platform Onboarding Deadline- Complete by 31st March 2025
                     Corporates TReDS Platform Onboarding 
Deadline: Complete by 31st March 2025
The Ministry of Micro, Small, and Medium Enterprises (MSME) 
mandates that all Central Public Sector Enterprises (CPSEs) and 
businesses with an annual turnover exceeding INR 250 crores must 
register on the Trade Receivables Discounting System (TReDS) platform 
by March 31, 2025.
A digital platform called TReDS (Trade Receivable Discounting System) 
was created to assist Indian MSMEs and companies in increasing their 
cash flow by making it easier for them to discount their trade 
receivables. Businesses may obtain working capital more effectively and 
transparently owing to this approach, which eventually improves their 
financial stability. 
In this context, trade receivable refers to the amount that customers 
owe a business for goods or services rendered but not yet paid for.
In this blog, the TReDS onboarding process step-by-step will be 
discussed.
Understanding How Does TReDS Operate?
• Uploading of Invoices: The TReDS platform receives invoices from 
sellers, many of which are MSMEs.
• Invoices Verification: The platform confirms that the invoices are 
legitimate and eligible.
• Invoice Discounting: The sellers receive instant cash when a 
factoring business purchases these suppliers' invoices at a 
discounted rate.
• Collection of Money: When the invoice is due, the factoring business 
gets the purchasers' money.
Learning About the Benefits of TReDS:
• Transparency and Automation
There is no possibility of any errors because human intervention is 
not necessary because the entire procedure is completed 
electronically
• A Simple and Paperless Procedure
TReDS reduces a substantial amount of paperwork, which 
simplifies the procedure for MSME suppliers.
•  Faster Finance Turnaround Times and Faster Transactions
TReDS facilitates faster bill approval and payment for trade 
receivables compared to traditional factoring arrangements.
• The Method of Determining Competitive Prices
MSME suppliers may be certain that they will receive the best 
price for their invoices because auctions handle the entire 
process.
•   Payment Deficits
MSME suppliers are paid promptly when their invoices are 
approved, negating the need for chasing payment.
•   A Working Capital That Works
As TReDS eliminates the need for MSME suppliers to wait until 
the invoice's due date to be paid, they may boost their liquidity.
A Variety of Funding Options
Beyond standard bank loans and advance payments, TReDS offers 
MSMEs other financing alternatives, including supply chain finance
These are the advantages that show how beneficial this platform can be 
for MSMEs. Now moving forward in this TReDS
 platform registration guide, MSMEs will learn how to choose a TReDS 
that can be ideal for them.
If MSMEs consider the following considerations, they will select the best 
platform for themselves:
• Accreditation and Legitimate Registration
Verifying if the TReDS platform is authorised by a TReDS Exchange and 
registered with the Reserve Bank of India (RBI) is essential. Its credibility 
is demonstrated by this kind of accreditation and registration. 
They also ensure that the platforms maintain high service standards, 
operate safely, and follow stringent criteria.
• Charges and Fees
To prevent unforeseen expenses, carefully weigh all fees and charges 
before choosing this platform. Certain systems may have unstated 
costs, like maintenance, withdrawal, or inactivity fees.
• TAT (Turnaround Time)
When choosing this platform, TAT (Turnaround Time) needs to be taken 
into account. This is due to the fact that a quicker TAT implies that 
commercial transactions are handled more quickly. 
They will be able to seize market opportunities right away as a result. 
This is particularly crucial in erratic markets where prices are subject 
to abrupt fluctuations. They will be able to seize market 
opportunities right away as a result. This is particularly crucial in 
erratic markets where prices are subject to abrupt fluctuations.
• Security
Security is one of the most important considerations when selecting 
a TReDS platform. This is because there are a number of cyberthreats 
that have the potential to seriously impair finances. Therefore, a safe 
platform reduces these risks by utilising the best security techniques 
available.
• Assistance to Clients
Reliable customer service lowers possible losses by ensuring that 
clients' issues are promptly fixed. Therefore, before using this 
platform, company owners should consider this problem.
Give these important factors top priority while choosing a reliable 
TReDS platform.
After knowing about all these, MSMEs now have clarity on the 
TReDS Onboarding Process 2025. Now it's time to discuss one of 
the known TReDS platforms.
Three businesses were granted permission by the Reserve Bank of 
India (RBI) to establish the Trade Receivable Discounting System 
(TReDS) platform on November 24, 2015. One of the three 
businesses, Mynd Solutions Pvt. Ltd., launched M1xchange on April 7, 
2017, in compliance with the Payment and Settlement System (PSS) 
Act of 2007.
This platform uses a transparent bidding process and a varied lender 
base to provide MSMEs with affordable cash flow loans. Among its 
investors are well-known businesses including Amazon, Mayfield, 
BEENXT, IndiaMART, and SIDBI Venture Capital Limited.
Conclusion
A thorough explanation of Trade Receivables Discounting System (TReDS) 
platforms, including their description and main advantages for MSMEs, 
has been given in this blog. It has also provided helpful advice on how to 
choose the best TReDS platform for particular company requirements. All 
of this provides MSMEs with a clear understanding of the TReDS 
platform and highlights why the TReDS onboarding process 2025 should 
be a top priority.
In 2015, the Reserve Bank of India (RBI) gave three businesses 
permission to set up TReDS platforms. In 2017, Mynd Solutions Pvt. Ltd. 
introduced M1xchange, a platform that uses invoice discounting to 
enable MSME finance. It uses a transparent bidding procedure with 
several lenders to provide competitive borrowing rates.
1800-103-7261
[email protected]
https://www.m1xchange.com/
https://www.facebook.com/M1xchange/
https://www.youtube.com/channel/UCX1gcr9cD9HAQ3Q-pzFBn9g
https://www.linkedin.com/company/mynd-online-national-exchange/
https://x.com/M1xchange