SUGGESTIONS FOR REBUILDING YOUR CREDIT HISTORY WITH A SECURED CREDIT CARD
                     SUGGEST IONS  
FOR  
REBU I LD ING  
YOUR CRED IT  
H I STORY 
WITH A  
SECURED  
CRED IT  CARD
Look for secured credit 
cards that will report 
your payment activity to 
the main 3 credit 
reporting agencies
2
Remember that your 
security deposit will 
be equal to your 
credit limit. 
Look for secured 
credit cards that will 
allow you to make 
additional deposits so 
you can increase your 
credit limit
3
Use at most 30% of your 
spending limit. That way, 
you can keep your debt-to-
limit ratio low, which will in 
turn help you maintain an 
excellent credit score.
4
Secured credit 
cards will help 
you to build or 
rebuild credit.  Its 
important to 
make all your 
payments on time
5
Purchase credit 
monitoring so that 
you can monitor your 
credit score and keep 
an eye out for 
Identity thieves!
6
Apply for a secured 
credit card program 
that offers automatic 
upgrade to an 
unsecured account 
after 12 months of 
consistent payments. 
That way, you can 
enjoy a much higher 
credit limit, in the 
coming months.
7
Secured Credit 
Cards not only 
help you build 
credit, but can 
act as a 
Savings 
Account!
8
Just remember that the 
best way to rebuild your 
credit score is to simply 
pay your secured credit 
card charges in full and 
on-time, each month. 
9
Need A 
Secured Credit Card?
Click here for our
Secured Credit Cards
that will help you build or 
rebuild your credit!
10
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For More Details
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