What’s Covered Under Renters Insurance in Maryland The Complete Breakdown
                     WHAT’S COVERED 
UNDER RENTERS 
INSURANCE IN 
MARYLAND: THE 
COMPLETE 
BREAKDOWN
OVERVIEW 
  When renting a home or 
apartment, protecting your 
belongings is crucial. Many tenants 
mistakenly believe their landlord’s 
insurance covers them, but it only 
protects the building—not personal 
belongings or liabilities. That’s why 
renters insurance in Maryland 
is essential. At Rider Insurance, we 
help Maryland residents secure 
reliable, tailored coverage for 
peace of mind.
WHAT IS RENTERS 
INSURANCE? 
Renters insurance is a policy 
designed to cover personal 
property, liability, and additional 
living expenses in case of specific 
incidents. It's an affordable safety 
net for tenants and provides peace 
of mind knowing your assets are 
protected against unexpected 
events like fire, theft, or natural 
disasters. 
KEY COVERAGES IN RENTERS 
INSURANCE 
Personal Additional 
Property Liability Living 
Medical 
Protection Protection Expenses 
Payments 
(ALE) to Others 
WHAT RENTERS INSURANCE 
DOESN’T COVER 
 While renters insurance in Maryland provides 
extensive coverage, there are exclusions, 
such as: 
Damage from floods or earthquakes (these 
require separate policies) 
Normal wear and tear of personal items 
High-value items like jewelry or antiques 
exceeding policy limits (additional riders can 
be added for these) 
WHY MARYLAND RENTERS 
NEED INSURANCE 
Maryland’s climate and urban density 
can increase risks like storm damage, 
theft, or accidents in rental properties. 
Renters insurance safeguards your 
financial future by minimizing losses 
and liabilities in these scenarios. 
HOW RIDER INSURANCE HELPS 
MARYLAND RENTERS 
At Rider Insurance, we understand the 
unique needs of Maryland renters. Our 
expert agents work closely with you to 
craft personalized policies that fit your 
lifestyle and budget. From protecting 
your cherished belongings to providing 
liability coverage, we ensure you’re 
well-protected. 
CONCLUSION 
Renters insurance in Maryland isn’t 
just a recommendation—it’s a 
necessity. From personal belongings 
to liability protection, it offers 
comprehensive coverage for life’s 
uncertainties. Trust Rider Insurance 
to guide you through the process, 
ensuring you have the right 
protection in place. 
THANK YOU 
CONATCT US 
+1 (410) 828-1555 
[email protected] 
www.riderins.net