When Should You Hire a Collection Agency for Overdue Accounts
                     When Should You Hire 
a Collection Agency for 
Overdue Accounts?
Making the right decision at the right time can mean the 
difference between recovering your revenue and writing it off 
as a loss.
THE CHALLENGE
The Cost of Waiting Too Long
Every day an invoice goes unpaid, your chances of 
recovery decrease. Business owners often wait too long to 
take action, hoping customers will eventually pay.
Understanding when to escalate to professional 
collections protects your cash flow and maintains 
business relationships effectively.
93% 57%
Recovery Rate After 6 Months
Accounts collected within 90 daysRecovery drops significantly
Key Signs It's Time to Call in the Experts
Recognizing these warning signs helps you act before it's too late to recover your funds.
1 2
Payment is 90+ Days Past Due Customer Stops Responding
Once an account reaches 90 days overdue, it's time When phone calls go unanswered and emails are 
to consider professional help. Your internal collection ignored, a commercial debt collection agency has the 
efforts have likely stalled, and the debtor may be tools and authority to re-establish contact and 
avoiding communication. motivate payment.
3 4
Disputes Become Complex Volume Overwhelms Your Team
If the customer disputes the debt with complicated When multiple accounts become delinquent 
claims or legal arguments, collection professionals simultaneously, your staff may lack the time and 
have the expertise to navigate these situations resources to pursue them all effectively while 
properly. maintaining regular business operations.
The Collection Agency Advantage
Legal Expertise
Collection agencies understand federal and state debt collection laws, ensuring 
compliance while maximizing recovery rates.
Proven Strategies
Professionals use tested negotiation tactics and skip-tracing technology to locate debtors
 and secure payment arrangements.
Save Time & Resources
Free your team to focus on core business activities while experts handle the time-
consuming collection process.
Ready to Recover What You're Owed?
Don't let overdue accounts drain your business resources. The sooner you act, 
the better your chances of full recovery.
📞 Call Us Today
(855) 869-9847
Speak with a collection specialist about your specific situation
✉ Email Inquiries
[email protected]
Get a free consultation and assessment of your overdue accounts
No recovery, no fee. We only get paid when you get paid. Let's discuss 
how we can help you collect what you're owed and get your business 
back on track.