Steps to Resolve Debt with a Houston Collection Agency
                     STEPS TO RESOLVE DEBT WITH A 
HOUSTON COLLECTION AGENCY
UNDERSTAND YOUR DEBT
Before engaging with a collection agency, it’s essential to have a clear 
understanding of your debt. Gather any relevant documents, such as loan 
agreements, credit card statements, and previous correspondence.
VERIFY THE DEBT
Once you have background information, contact the collection agency to verify 
the debt. Under the FDCPA, you have the right to request a validation letter. 
Make sure to request this verification in writing, as this will provide a record of 
your communication.
NEGOTIATE A SETTLEMENT
Negotiating with a Houston collection agency can seem intimidating, but it’s 
important to remember that agencies are often willing to negotiate.
GET EVERYTHING IN WRITING
Once you've reached an agreement with the collection agency, request written 
confirmation of the terms. Having a written record will protect your interests and 
ensure that both parties adhere to the terms.
FOLLOW THROUGH WITH PAYMENTS
After finalizing the agreement, it’s crucial to stick to your payment commitments. 
If you fail to make payments as agreed, the collection agency may resume 
collection actions, which can further complicate your financial situation. If you 
encounter difficulties, communicate with the agency immediately to discuss your 
options.
ABOUT WILLIAMS RUSH & ASSOCIATES
Are you facing unpaid invoices? Contact Williams Rush & Associates, a 
top-rated Houston collection agency, to recover your money. Our expert team 
uses ethical, effective methods to maximize recoveries and protect your 
business interests. Contact us today for a free consultation and let us help you 
get paid.
CONCLUSION
Resolving debt with a collection agency in Houston doesn’t have to be a painful 
experience. By understanding your debt, verifying it, negotiating effectively, and 
following through on your commitments, you can regain control of your financial 
situation. If necessary, consider seeking assistance from a financial advisor or a 
credit counseling agency. Remember, taking proactive steps today can help 
pave the way to a brighter financial future.
CONTACT INFORMATION
Email - [email protected]
Phone - (855) 869-9847
Address - 4144 N Central Expy Suite 945 Dallas, TX 75204
Website - https://williamsrush-associates.com/