Common Challenges in Getting a Merchant Account for Online Casinos
                     Common Challenges in 
Getting a Merchant 
Account for Online 
NCavaigatsingi tnhe coomsplex landscape of payment processing in the 
iGaming industry
Understanding the High-Risk Classification
Online casinos face unique obstacles when seeking 
payment processing solutions. The gaming industry is 
classified as high-risk by financial institutions due to 
regulatory complexity, chargeback rates, and 
compliance requirements.
Securing a merchant account for online casino 
operations requires specialized knowledge and the 
right banking partnerships to navigate these 
challenges successfully.
Key Obstacles Casino Operators Face
Regulatory Scrutiny High Chargeback Risk
Strict licensing requirements and varying regulations Gaming transactions face elevated dispute rates, 
across jurisdictions create compliance complexity making traditional processors hesitant
Limited Banking Options Extensive Documentation
Many financial institutions avoid gaming businesses, Comprehensive business plans, financial records, 
restricting available payment solutions and compliance documents required for approval
The Application Process Reality
01 02
Initial Assessment Documentation Submission
Comprehensive review of business model, licensing, and processing Detailed financial statements, gaming licenses, and operational 
history procedures
03 04
Underwriting Review Account Setup
Risk evaluation by specialized underwriters familiar with gaming industInrytegration of payment gateway and establishment of reserve 
requirements
Obtaining a gambling merchant account typically takes 2-6 weeks with the right partner, but can extend months
 without specialized guidance.
Solutions for Success
Partner with Specialists
Working with payment processors who specialize in gaming eliminates 
many common roadblocks. These providers understand industry 
nuances and maintain relationships with gaming-friendly banks.
Maintain Compliance
Robust KYC procedures, responsible gaming measures, and anti-fraud systems 
demonstrate operational maturity to potential banking partners.
Financial Preparedness
Strong reserves, transparent accounting, and established cash 
flow increase approval likelihood and reduce processing fees.
Ready to Get Started?
Contact Our Team
North America: 1-800-577-0381
Address: Ricardo Arias St., Advanced Tower
Panama City, Panama
Expert Guidance
Our specialists understand the unique challenges of casino 
merchant accounts and can guide you through the entire 
application process with confidence.
Let us help you navigate the complexities of payment processing 
for your online casino business.