Looking for Best Pleo Alternatives ? Try Expense Tracker 365
                     Looking for Best Pleo Alternatives ? Try Expense 
Tracker 365
Managing your accounts payable process doesn’t have to be complex—
especially when you leverage automation. The global market for 
accounts payable automation was valued at approximately $5.38 billion 
in 2023 and is projected to reach $17.05 billion by 2032 according to a 
study.
Effective spend management solutions enable businesses to streamline 
operations, cut costs, and maintain compliance with financial regulations. 
In this article, we explore some of the top Expense management systems 
available in the United Kingdom and how they can benefit your business.
Expense Tracker 365
Expense Tracker 365 is a powerful financial management solution 
designed to streamline accounts payable, expense tracking, and corporate 
spending. With advanced automation, it simplifies financial workflows 
while improving visibility and compliance. The platform automates 
expense reporting, enforces policy adherence, and provides real-time 
insights, making it easier for businesses to manage employee expenses 
and vendor payments at scale.
Top Features
 Automated Expense Management – Streamlines expense submission, 
categorization, and approval, reducing manual effort and improving 
efficiency.
 Procurement Control – Offers end-to-end procurement with 
automated purchase requests, three-way PO matching, and 
approval workflows.
 Enhanced Compliance – Enforces spending policies and flags 
non- compliant expenses to prevent financial risks.
 Seamless Global Payments – Supports reimbursements in over 120 
local currencies across 196 countries, ensuring effortless 
international transactions.
 ERP Integration – Connects seamlessly with popular accounting 
software like QuickBooks for a unified financial management 
experience.
Expense Tracker 365 empowers businesses with precise financial 
control, making spend management smoother and more efficient.
Serviceable Market
Expense Tracker 365 is designed to meet the needs of businesses of all 
sizes, from startups to large enterprises, across industries such as SaaS, 
advertising, e- commerce, and media. It is particularly beneficial for 
companies handling a high volume of employee expenses or operating in 
multiple countries, ensuring seamless expense tracking and financial 
control.
Pricing
Expense Tracker 365 offers flexible pricing based on business 
requirements, including transaction volume, feature selection, and 
company size. The platform follows a subscription-based model, with 
optional add-ons for advanced features or higher transaction volumes. 
Businesses can request a customized quote for a detailed cost 
breakdown. The Starter Plan for accounts payable begins at $49 per 
month, making it a cost-effective solution for organizations looking to 
enhance their financial management.
Top Features
 Corporate Cards – Issue virtual or physical business cards with 
customizable spending limits for better financial oversight.
 Real-Time Expense Tracking – Monitor company expenditures 
across different categories with live updates.
 Automated Invoice Management – Centralized system to simplify 
invoice approvals and payment processing.
 Budgeting & Forecasting – Set spending limits, track budget 
progress, and gain better financial control.
 Advanced Reporting & Analytics – Gain actionable insights into 
spending patterns to enhance decision-making and reduce costs.
Expense Tracker 365 empowers businesses with smarter expense 
management, helping them save time, reduce errors, and optimize 
financial workflows.
Serviceable Market
Expense Tracker 365 is designed for businesses of all sizes, from small 
and mid- sized companies to larger enterprises looking to enhance their 
financial processes. It is particularly valuable for organizations with 
distributed teams, as its cloud-based
platform provides seamless access to expense management tools from 
anywhere.
Whether handling day-to-day employee expenses or optimizing 
overall financial control, Expense Tracker 365 ensures businesses stay 
efficient and compliant.
Pricing
Expense Tracker 365 offers flexible pricing tailored to each business’s 
unique needs. The cost structure includes a base subscription fee, with 
optional add-ons for advanced features like corporate cards, in-depth 
reporting, and automation tools.
Businesses can request a customized quote to get precise pricing 
based on their transaction volume and feature requirements.
Payhawk
Payhawk is a comprehensive spend management platform that 
streamlines business expenses, payments, approvals, and financial 
reporting. By automating financial
workflows, it provides real-time visibility into company spending and 
centralizes expense management on a single platform. With a focus on 
efficiency and transparency, Payhawk is designed to meet the needs of 
businesses of all sizes.
Top Features
 Seamless Integrations – Connects with accounting software like 
Xero, QuickBooks, and NetSuite for smooth financial 
operations.
 Corporate Cards – Offers virtual and physical business 
cards with customizable spending limits and controls.
 Automated Expense Management – Simplifies expense 
submission, approval workflows, and reimbursements to 
reduce manual effort.
 Invoice Processing – Optimizes invoice approvals and payments to 
improve cash flow management.
 Real-Time Insights – Provides detailed reports and analytics for 
better financial decision-making.
Serviceable Market
Payhawk is designed for small to medium-sized businesses (SMBs) as well 
as expanding enterprises looking to streamline their financial processes. It 
is particularly beneficial for organizations with multiple teams and 
departments, providing a centralized platform to manage expenses 
efficiently. By offering automation and real- time financial insights, 
Payhawk helps businesses maintain better control over company 
spending.
Pricing
Payhawk offers flexible pricing based on a company’s size and feature 
requirements. The cost structure typically includes a base subscription fee, 
with additional charges for corporate cards, transaction volumes, and 
premium features such as advanced analytics and integrations. To receive 
an exact pricing estimate, businesses must contact Payhawk directly for a 
customized quote.
Zahara Software
Overview
Zahara Software is a cloud-based procurement and spend management 
platform designed to simplify purchasing, invoice processing, and 
approval workflows. By automating key financial functions, Zahara helps 
businesses gain better control over their procurement process while 
ensuring visibility and compliance throughout the purchase-to-pay cycle.
Top Features
 Automated Procurement – Streamline purchase orders, 
requests, and approval workflows in a centralized system.
 Invoice Processing – Accelerate invoice approvals with 
automated workflows to enhance efficiency and 
compliance.
 Budget Management – Set spending limits for departments or 
projects, ensuring financial control and preventing 
overspending.
 Supplier Management – Maintain a structured database of 
vendors to simplify payment tracking and relationship 
management.
 Expense Insights – Generate in-depth reports on company 
spending, helping businesses identify trends and cost-saving 
opportunities.
Zahara Software empowers businesses with smarter procurement and 
expense management, improving efficiency and financial oversight.
Serviceable Market 
Pricing
Zahara follows a flexible subscription-based pricing model, which varies 
depending on the number of users, selected features, and customization 
needs. Pricing details are available upon request, and businesses can 
explore Zahara’s capabilities through a free trial or demo before choosing 
a plan.
Moss 
Overview
Moss is a dynamic financial management platform designed to help 
businesses gain complete control over their expenses, corporate spending, 
and cash flow. Focused on transparency and efficiency, Moss streamlines 
key financial processes, including expense tracking, invoice processing, 
and budgeting. With real-time insights and automation tools, businesses 
can optimize their workflows while maintaining financial oversight.
Top Features
 Automated Expense Management – Simplifies expense reporting 
and reimbursements, reducing manual effort and errors.
 Invoice Digitization – Speeds up invoice approvals and payments 
with a centralized, paperless system.
 Smart Budgeting Tools – Allows businesses to set, monitor, and 
adjust budgets in real time to prevent overspending.
 Comprehensive Financial Insights – Provides advanced analytics 
and interactive dashboards for a clear financial overview.
 Seamless Integrations – Connects with leading accounting and 
ERP systems like DATEV and Xero for smoother financial 
operations.
Serviceable Market
Moss is designed for small and mid-sized enterprises (SMEs) across 
various industries, particularly those aiming to improve corporate 
spending control. It is especially valuable for businesses with remote 
or distributed teams, ensuring seamless and efficient expense 
management from anywhere.
Pricing
Moss follows a flexible subscription-based pricing model that adapts to 
business needs. Costs depend on factors such as the number of users, 
transaction volume, and selected features. Businesses can request a 
personalized quote or schedule a demo to explore the platform’s 
capabilities.
Expensify
Expensify is an intuitive expense management platform designed to 
automate expense tracking, receipt scanning, and reimbursement 
processes. It simplifies financial workflows for businesses by providing 
real-time expense approvals, automated report generation, and seamless 
integrations with accounting software. Expensify is ideal for businesses 
looking to eliminate manual expense management and improve financial 
accuracy.
Top Features
 Smart Receipt Scanning – Automatically captures and categorizes 
expenses from scanned receipts.
 Automated Expense Reports – Generates and submits reports with 
minimal manual input.
 Corporate Card Integration – Syncs with company credit cards to 
track and manage spending.
 Reimbursement Automation – Processes reimbursements quickly 
and efficiently.
 Accounting Software Integrations – Works with QuickBooks, Xero, 
and NetSuite for seamless financial management.
Serviceable Market
Expensify caters to businesses of all sizes, from freelancers and startups 
to large enterprises. It is particularly useful for companies with frequent 
employee expenses and travel-related costs.
Pricing
Expensify offers tiered pricing based on business needs, with options for 
individuals and companies. Subscription plans vary depending on the 
number of users and additional features. Businesses can request a demo 
or explore a free trial before committing.
Brex
Brex is an all-in-one financial platform designed for startups and growing 
businesses, providing corporate cards, expense management, and cash 
flow insights. With Brex, companies can manage spending, issue virtual 
and physical cards, and automate accounting workflows. It is particularly 
popular among tech startups and high-growth companies.
Top Features
 Corporate Credit Cards – No personal guarantees required, with 
built-in spending controls.
 Automated Expense Tracking – Streamlines approvals and 
categorization of business expenses.
 Cash Flow Insights – Provides real-time financial data for better 
decision- making.
 Rewards & Perks – Offers cashback and exclusive benefits 
tailored for business needs.
 Accounting Integrations – Connects with QuickBooks, NetSuite, and 
other financial tools.
Serviceable Market
Brex is designed for startups, e-commerce businesses, and high-growth 
companies that require flexible spending solutions and advanced 
financial tools.
Pricing
Brex operates on a subscription-free model for its corporate card services, 
but businesses may incur costs for premium financial management 
features. Companies can request a custom quote based on their specific 
needs.
Airbase
Airbase is a expense management platform that combines accounts 
payable, corporate cards, and expense management in a single system. 
It helps businesses automate financial workflows, gain full visibility into 
spending, and control expenses efficiently. Airbase is known for its ability 
to centralize and streamline financial operations.
Top Features
 Corporate Cards – Issue virtual and physical cards with 
customizable spending controls.
 Automated Bill Payments – Streamlines invoice processing and 
vendor payments.
 Expense Reconciliation – Ensures accurate and automated 
reconciliation with accounting systems.
 Approval Workflows – Customizable approval processes for better 
financial oversight.
 Advanced Reporting & Analytics – Provides deep insights into 
company spending.
Serviceable Market
Airbase is ideal for mid-sized to large businesses looking to centralize and 
automate their spend management processes.
Pricing
Airbase follows a tiered pricing model based on company size and 
feature requirements. Businesses can request a customized quote and 
explore a demo to evaluate the platform.
Zoho Expense
Zoho Expense is a comprehensive expense management software 
designed to help businesses track, approve, and report expenses 
efficiently. As part of the Zoho ecosystem, it offers seamless integrations 
with Zoho Books and other third-party accounting solutions.
Top Features
 Expense Automation – Simplifies expense submission, 
categorization, and approvals.
 Multi-Currency Support – Handles international expenses with 
automatic currency conversion.
 Travel & Mileage Tracking – Helps businesses manage 
travel-related expenses.
 Policy Compliance – Enforces company spending policies to 
prevent fraudulent claims.
 Customizable Reports – Provides detailed financial insights 
and analytics.
Serviceable Market
Zoho Expense is ideal for small to mid-sized businesses looking for an 
affordable and feature-rich expense management solution, particularly 
those already using Zoho’s suite of business tools.
Pricing
Zoho Expense offers multiple pricing plans, including a free tier for small 
businesses and paid plans with additional features. Businesses can sign 
up for a free trial to explore its capabilities.
Ramp
Ramp is a spend management platform designed to help businesses 
optimize expenses, manage corporate cards, and automate financial 
workflows. It offers built- in savings insights, helping companies cut costs 
and improve financial efficiency.
 Top Features
Corporate Cards with Cashback – Offers virtual and physical cards 
with automated expense tracking.
 Automated Bill Payments – Streamlines vendor payments and 
invoice approvals.
 Smart Expense Management – Provides AI-driven insights to 
reduce unnecessary spending.
 Integration with Accounting Software – Syncs with QuickBooks, Xero, 
and NetSuite for seamless reconciliation.
 Customizable Controls – Allows businesses to set spending 
limits and enforce policy compliance.
Serviceable Market
Ramp is best suited for mid-sized businesses and enterprises looking 
to improve financial efficiency and gain more control over corporate 
spending.
Pricing
 Ramp provides a free corporate card service with no annual 
fees, while additional financial management features may have 
associated costs. Businesses can request a demo or sign up to 
explore its full suite of tools.
Conclusion
Finding the right Pleo alternative depends on your business size and 
spending needs. Expense Tracker 365 is the best choice for seamless 
expense management, offering powerful automation and real-time 
insights. Expensify and Zoho Expense suit small businesses, while Brex 
and Ramp are ideal for startups. Airbase and Moss provide advanced 
spend management for larger companies.