How To Apply for Loan Against Property in India
                     PROPERTY LOAN
HOW TO APPLY FOR 
LOAN AGAINST 
PROPERTY IN INDIA
What is Loan Against Property (LAP)?
A home loan that you take against a property that you own, is defined as a ‘LAP’ 
in India’s housing finance world. Owing to the comparatively longer tenure and 
lower interest rates, it has emerged as a popular form of long-term loan, 
especially among the self-employed in India.
How to Take Loan on Your Property?
A LAP could be taken against residential, industrial and commercial properties. 
In case of residential property, it could be a rented out property or a self-
occupied property, including apartments, flats, individual homes, etc. 
Commercial property includes office buildings, shops, malls, complexes, etc. 
Through this presentation you can apply for loan against property
Procedure you need to follow
● Start by filling out the application form.
● Confirm your details. 
● Submit the necessary documents. 
● Await the verification of the documents. 
● Get the sanction letter from the lender. 
● Await the property evaluation and legal 
check.
● Get the funds into your account.
Who Can Apply for Loan Against Property?
Salaried applicants Self-employed applicants
Age: 33 to 58 years Age: 25 to 70 years
Employer: Private company, public company, multi-national Income: Regularity of income.
company.
Residency status: India Residency status: India
Documents Required to apply for LAP
Salaried applicants Self-employed applicant
Six months’ salary slips. Bank account statements of the previous six months.
Bank account statements of the previous three months. PAN Card
PAN card Aadhaar Card.
Aadhaar card. Address proof.
Address proof. Copy of the title documents of the property.
Copy of the title documents of the property.
Income tax returns.
GET IN TOUCH
BAJAJ HOUSING FINANCE LIMITED
Cerebrum IT Park, 5th Floor B2 Building,
Holy Cross Rd, 
Kalyani Nagar, Pune, Maharashtra 411014
Phone number : +91 8698010101
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