Raghnall | Insurance Agency
                     Reasons Why You Must 
Buy Trade Credit 
Insurance For Your 
Business
About Us
Raghnall is India’s leading insurance broker and risk advisor 
in MSME Segment. It serves large commercials, MSMEs, 
Start-ups and individual clients with data-driven risk 
solutions and advisory services to grow their business. As 
well as work closely with the most respected insurance, 
Reinsurance and technology partners to provide solutions 
that help clients manage their total risk exposure.
OVERVIEW
As a part of their routine business activities, many company owners 
grant payment terms to their clients on an everyday basis 
irrespective of the enormous risk this lending entails. However, 
considering the volatility of the trading industry around the world, 
there are always high chances of the customers defaulting on their 
payments or their businesses shutting down. In case this worst case 
scenario comes true, then it is imperative for you to be prepared to 
tackle the financial implications stemming from these losses - and 
this is where Trade Credit Insurance comes to the rescue!
1. Clients getting bankrupt
There are many factors that can 
lead to bankruptcy, making it the 
grim reality of the modern business 
world. When your client becomes 
bankrupt, making a full collection on 
the invoice will be a herculean task. 
Majority of the banks being fully 
aware of this encourage customers 
to invest in a Trade Credit 
Insurance, as this commercial 
insurance policy grants them the 
surety as well as the confidence to 
lend to the said customer.
2. Issues arising in foreign 
trade
Be it cultural or communication 
issues, there are several hurdles 
which may arise while international 
trade that may prevent or cause 
delays in payment. When there is a 
disruption in global trade events, it 
may be because of international 
politics, currency issues, 
governmental interference, etc. This 
can impact the payment owed to you 
by your customers, therefore trade 
credit insurance can provide 
assistance in such a situation.
3. Analysing the financial 
stability of potential 
customers
Organisations must be capable 
enough to analyse the financial 
stability of potential customers in 
an extensive yet quick manner, to 
be able to make the most out of 
any business opportunity for high 
sales. However, a Trade Credit 
Insurance policy can provide 
access to large information 
databases which can be helpful to 
assess the solvency, trading 
history, risks and overall viability 
of a customer. 
 
4. Gaining a competitive 
advantage
This commercial insurance can lend 
a significant competitive advantage 
to your company, giving it an edge 
over its rivals and putting it in a 
better position to offer a lucrative 
limit to its buyers. It allows you to 
match your rival’s credit limit and 
payment terms, ensuring that your 
company has a greater chance of 
getting the business.
CONTACT 
Address: Jito House, 3rd Floor, Plot no. A-
56, Road No 1, MIDCU MarSol, Next to The 
International by Tunga Hotel, Mulgaon, 
THANK Andheri East, Mumbai, Maharashtra 400093Website: https://www.raghnall.co.in/
Contact number: +91-7045161616
YOU Email Id: [email protected]