PayPal Merchant Account
                     A Definitive Guide To 
PayPal - Online Payments 
Made Easier
INTRODUCTION
● PayPal Holdings, Inc. is an American company 
operating an online payments system in the 
majority of countries that support online money 
transfers, and serves as an electronic alternative to 
traditional paper methods like checks and money 
orders. The company operates as a payment 
processor for online vendors, auction sites, and 
many other commercial users. It charges a fee in 
exchange for benefits such as one-click 
transactions and password memory.
● Established in 1998 as Confinity, PayPal had its 
initial public offering in 2002. It became a wholly 
owned subsidiary of eBay later that year, valued at 
$1.5 billion. In 2015, eBay spun off PayPal to eBay's 
shareholders. The company ranked 204th on the 
2019 Fortune 500 of the largest United States 
corporations by revenue.[
HISTORY
PayPal was originally established by Max 
Levchin, Peter Thiel, and Luke Nosek in 
December 1998 as Confinity, a company 
that developed security software for 
handheld devices. It had no success with 
that business model, however, so switched 
its focus to a digital wallet.The first version 
of the PayPal electronic payments system 
was launched in 1999.
What Is A High Risk Merchant 
Account?
A High Risk Merchant Account is any 
business that, for any reason, presents a 
higher risk of fraud to the credit card 
processor. While this is usually due to the 
nature of the business itself, it can also 
occur if the business owner has particularly 
bad credit or the business caters to 
customers deemed to present a higher risk 
of fraud. Every processor has its own set of 
criteria for deciding whether a business 
classifies as high-risk. Thus, a business 
might be deemed high-risk by one 
processor, but not by another.
What Is A PayPal Merchant 
Account?
A merchant account is a bank account that 
accepts payments in several ways.
Mostly used for businesses, merchant 
accounts can accept payments through 
several means, from debit and credit cards 
to cash deposits and transfers.
This makes it easier for customers to make 
purchases and pay through whichever 
means is most suitable or comfortable for 
them. 
PayPal provides use the ease 
to send money and be 
confident
What Is A PayPal Merchant 
Account?
● Even though Paypal is an online payment 
processor, it has found a way to process payments 
using credit and debit cards, just like a merchant 
account, making it easier for its entrepreneur users 
to get payments from their customers.The firm 
operates on a global scale, and they discovered 
that small scale entrepreneurs are faced with debit 
and credit card payment problems.In reaction to 
that, Paypal made grounds for these entrepreneurs 
to receive payments by creating Paypal merchant 
services.
● What exactly is it? Its a platform made to help 
merchants and entrepreneurs receive payments on 
their Paypal accounts can online transfer and other 
payment methods as well.
CONTACT US AT 5 
STAR PROCESSING TO 
OPEN A PayPal 
MERCHANT ACCOUNT 
- 
https://5starprocessin
g.com/paypal-mercha
nt-account/