Cooper Turley 25-year-old says he’s a millionaire after investing early in ether and bit coin
                     Cooper Turley
25-year-old says he’s a millionaire
 after investing early in ether and bit coin
Cooper Turley first started investing in cryptocurrency  four years 
ago.
Bitcoin, currently the largest crypto by market value, was trading at 
over $2,000 at the time, according to CoinMarketCap. Ether, which 
is powered by the Ethereum blockchain and is the second largest 
crypto by market value, was trading at a few hundred dollars. Turley 
bought both.
Now, Turley tells CNBC Make It, those early investments have made 
him a millionaire, growing to be worth seven figures, with 90% of 
that generated in the last two years. (CNBC could not independently 
confirm documents detailing the transactions and                                   
              Current     value of Turley’s crypto holdings.)
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“I definitely don’t feel like I’ve ‘made it’ by any stretch — there 
are far more people who are far better off than me in crypto. But 
I do feel really thankful,” says Turley, 25.
Though Turley declined to disclose exactly how much he initially 
invested, “it was not a lot at all,” he says. “At that point, I was still 
in college, working some ad hoc jobs. I was just putting a couple 
hundred dollars in, here and there.”
I fell down this rabbit hole’
Turley says he first invested in Ethereum while studying music 
business at the University of Colorado Denver in 2017.
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‘He learned that the Ethereum blockchain has the 
potential to change the music industry and help artists 
take more control over their own music — for instance, 
smart contracts on the blockchain could do things like 
expedite royalty payments directly to creators.
“From there, I fell down this rabbit hole of being 
fascinated by how the technology works and how I could 
make a name for myself and become an expert on the 
industry as a whole,” he says.
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Once Turley graduated in 2018, he got more serious about his 
cryptocurrency portfolio, he says, even though both bitcoin and 
ether had recently plunged in value.
“In 2017, I saw my net worth basically come crashing down,” he 
says. “It was during the midst of two to three years, when everyone 
kind of wrote it off, that I was really heavily investing, putting 
basically all of my income just into ether [when it cost] 
around like $100.”
Of course, this was a very risky move — even today, experts warn
 to only invest money into crypto that you can afford to lose. 
Cryptocurrencies are volatile, speculative investments.
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But Turley stuck with it.
“For me, in 2018, I saw this turning point where [Ethereum] was 
a shift away from speculation to actually building usable 
products,” he says.
By this, Turley is referring to the capabilities of the Ethereum
blockchain, as it is used to power the creation of
different decentralized applications like DeFi (or 
decentralized finance) 
and assets like NFTs (or nonfungible tokens).
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