When it comes to loans and credit cards, many people ask – How Much CIBIL Score Is Good? A CIBIL score of 750 or above is usually considered excellent and improves your chances of quick approval. Scores between 700–749 are also good, while anything lower may require extra checks. A strong score shows your creditworthiness, timely payments, and financial discipline, making lenders trust you more. Building and maintaining it wisely helps secure better loan offers.