12 ways to get a business loan with a low CIBIL score or bad credit
                     12 ways to get a business 
loan with a low CIBIL score or 
bad credit
© Clix Capital Services Pvt. Ltd. All rights reserved.
Secured business 
loans
Secured business loans are very popular 
nowadays for small and medium-scale 
enterprises. There are various secured 
business loans offered by banks and 
non-banking companies. It is important 
that you get a secured business loan by 
offering any collateral or property. A self-
employed individual can always pledge 
any property or asset to a bank to get a 
secured business loan.
© Clix Capital Services Pvt. Ltd. All rights reserved. 2
Gold loan
A gold loan is one of the best ways by which you 
can get a secured business loan. Self-employed 
individuals can keep gold ornaments with banks or 
non-banking companies to get the same value of 
funds. The business loan interest rate will be 
low because it is a secured form of a loan. A gold 
loan is easy to get because it does not have any 
eligibility criteria.
© Clix Capital Services Pvt. Ltd. All rights reserved. 3
Revenue-based loans
In the business world, revenue-based loans are 
very popular. Depending upon the monthly 
revenue, business loans are offered. It is 
possible for a business to have a high income 
with a bad credit score. Therefore, revenue-
based loans are very popular in that case.
© Clix Capital Services Pvt. Ltd. All rights reserved. 4
Security business loan
A security business loan is taken by 
individuals against investments and fixed 
deposits. It is important to use investments 
and financial security if you have any. Get a 
secured business loan with the help of your 
existing investments.
Business credit cards have a credit limit 
that can be used to cover any type of 
expense. The credit limit will depend upon 
the business eligibility criteria. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 5
Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: [email protected]  |  Mobile: 18002009898  
This information made available is privileged and confidential and meant for private circulation only. The recipient/reader shall not engage in reproduction or distribution of this document, in whole or 
in part, or make disclosure of its contents, without the prior written consent of Clix Capital Services Private Limited (Clix). This information contained herein is provided strictly for informational and 
internal discussion purposes and does not create a business or professional services relationship, nor does it constitute an offer or solicitation of an offer or any advice or recommendation, to 
purchase any securities or other financial instruments.
This document has been prepared on the basis of data provided by companies, publicly available information, internally developed data, and other third party sources believed to be reliable. Whilst 
no action has been solicited based upon the information provided herein, Clix exercises due care in selection of the information to avoid inaccuracies and believes the representations contained 
therein as fair and reasonable. However, it does not guarantee the accuracy of any such information and has not independently verified the assumptions on which such information is based. Clix 
along with their respective directors, employees, affiliates, or representatives do not assume any responsibility for, or warrant the accuracy, completeness, adequacy, and reliability of such 
information and none shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits arising in any way from the information contained 
in this material.
Recipients of this information should rely on information/data arising out of their own investigations. Readers are advised to seek independent professional advice and arrive at an informed 
investment decision before making any investments. Investments in securities are subject to market risks. No assurances, guarantees, or representations can be made that the objectives of any of 
the investments will be achieved. Readers should note that investments will involve significant risks and the investments may not be suited to all categories of investors.
Certain information contained in this  document may constitute ‘forward-looking statements,’ which can be identified by the use of forward-looking terminology. Due to various risks and 
uncertainties, actual events or results, or the actual performance of the company and the group  may differ materially from those reflected or contemplated in such forward-looking statements. Clix 
is not responsible or liable for any loss resulting from the management of any such investments. Willing investors should have the financial ability and willingness to accept risks and lack of liquidity, 
which are characteristics of the investments described herein. www.clix.capital