4 Important Factors That Decide Your CIBIL Score
                     4 Important Factors 
That Decide Your CIBIL 
Score
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Ways by which you can 
increase your credit 
score
A credit score is a financial 
representation of an individual on the 
basis of his financial activities and 
records in the past. The score is enough 
for a loan provider to understand if the 
borrower is responsible and will be able 
to handle a debt, based on past records. 
Hence, a good Experian credit score 
makes you a responsible and safe 
borrower. 
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Get a balanced credit mix
There are various types of lines of credit available 
in the debt portfolio. You get options like secured, 
unsecured, revolving, and installment loan 
options. One needs to saturate his or her credit 
mix with all kinds of loans, and not just 
concentrate on one type of loan. A perfect credit 
mix option would be a credit card, personal loan, 
and auto loan. 
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Payment records
Payment record takes around 20% of your 
credit score calculation. So, if you are having a 
bad credit score, your delayed payments have 
probably been the cause. So, automate your 
payment and pay the bills on time. It is 
important that you track the due date, 
automate your payment and have a clean track 
record. 
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Credit age
In order to make borrowing easy, a good 
Experian credit score is one of the best 
ways to explore the debt portfolio. A good 
credit score makes approval instant and 
offers low rates. Start your credit score 
check free online process today, to keep 
yourself informed for improvement. 
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Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: [email protected]  |  Mobile: 18002009898  
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