Assess Your Eligibility to Avail Home Loan
                     Assess Your Eligibility to Avail Home Loan
The Basics of Home Loan
• A home is a lifelong wish taken by every 
Indian individual. Owning a home will 
give you the best financial security and 
stability. It helps you to maintain a good 
societal status and helps you to manage 
your finances in the future. However, a 
home loan is a huge responsibility and 
takes a good share of your income for 
monthly repayments. If you want a smooth 
process of borrowing then you need to 
assess your home loan eligibility and 
maintain it. Always maintain good 
eligibility so that you can access your 
home loan. Find out the various factors of 
eligibility and how you can deal with them 
to get easy home loans.
Your income
• Your income from your bank account 
and cash flow statement will be 
depicted. You need to work on your 
income because the banks will check 
your credit background. The income 
will play a vital role in deciding the 
result of your loan application. 
Credit score
• A credit score is very important in 
getting a home loan with a credit score 
of more than 750. Start paying your 
bills on time. Do not pay after the due 
date. It will damage your credit score 
and put a negative impact on your 
credit record. Do not keep any 
outstanding or overdue amount 
pending on your bill payments. Always 
make the full bill payments. 
Find the right property
• When you need a home loan, you 
need to understand the right 
property. The right property 
means the best location, reputed 
builder, and specifications. When 
you choose the right builder, you 
will be able to convince your loan 
provider easily. It makes the home 
loan approval easy because the 
builder finds stability and 
security. The loan provider can 
easily recover the loan with the 
help of the right property. 
•  
Clix Capital Services Private Limited
 Address: 4th Floor, Kailash Building, Kasturba Gandhi Marg, Connaught Place, New 
Delhi-110001
 Call us: 1800 200 9898
 Email us: [email protected]
 Website: www.clix.capital