How to build a good credit score
                     How to build a good 
credit score
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Keep your credit utilisation ratio 
balanced
Your credit utilisation ratio is very 
important to improving your credit score. 
It is crucial to keep credit limit utilisation 
below 50% of the available credit limit. 
You cannot exhaust 100% of your credit 
limit if you are trying to bounce back 
from a low credit score. Individuals that 
completely exhaust their credit limit do 
not represent themselves as responsible 
borrowers. It is not a good credit practise 
to completely utilise the entire credit 
limit offered on your credit account or 
credit card.
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Saturate your credit mix
It is important to manage your credit mix in the 
right manner. When you saturate your credit 
profile with both secured and unsecured loans, the 
credit mix is always balanced. Saturating your 
credit mix will always help in improving your credit 
score. Make sure you do not keep taking any kind 
of loan that makes it difficult for you to repay. If 
you consider that having no loan will improve your 
credit score, you are thinking wrong.
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Identify and correct errors and 
omissions in credit reports
It is very important to check your credit report 
from time to time in order to detect errors and 
mistakes. Errors and negative comments 
damage your credit score without your fault. 
Therefore, it is very essential to consider the 
credit score check option regularly. When you 
report the errors and mistakes, you will always 
see an improvement in your credit score. 
Negative comments and errors dip your credit 
score by 50 to 70 points. Learn 
how to get a business loan.
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Keep your credit accounts open
How to check credit score? Look for ‘my 
credit score’ with Clix Capital to make 
sure you check your score and improve 
your score. With time, you will get a score 
above 750 from the above-mentioned 
activities. 
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Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: [email protected]  |  Mobile: 18002009898  
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