How do you calculate the interest on a business loan
                     HOW DO YOU QUALIFY FOR A 
BUSINESS LOAN?
HERE ARE SOME FACTORS LENDERS TAKE INTO 
CONSIDERATION BEFORE GRANTING BUSINESS LOANS
 You can easily get a business loan 
with the help of the right eligibility 
criteria. Eligibility has various 
factors and you need to meet them 
all for a low 
business loan interest rate. For 
start-ups, it becomes more 
important because there is less 
exposure to the market and low 
revenue to convince the financial 
institutions. 
DOCUMENTATION FOR BUSINESS LOANS
 PAN Card/Driving 
License/Passport/Voter’s ID/
Aadhar Card
 Passport/Driving 
License/Voter’s ID/Aadhar 
Card/Utility Bill/Bank 
Statement/Bank Account 
Passbook 
 All documents have been 
updated in the last 3 months.
ELIGIBILITY FOR BUSINESS LOAN
 A good business plan: A well-drafted 
business plan makes way for approval. 
You can easily get a business loan based 
on your plan. Build it meticulously so 
that you can get the right amount of 
loan. Stress about small and big details of 
your business and keep the focus on 
generating revenue. Keep an outline 
index so that it is interesting and you get 
a low business loan interest rate. 
 Business credit score: A business 
credit score works for a business loan. 
However, if your business is very new and 
does not have a lot of credit history, use 
your personal credit score. Business 
owners need to offer their credit score.
CASH FLOW AND CASH RESERVE
 Show the financial institutions the 
cash flow statement and also the 
cash reserve at the time of 
contingency. This will speak about 
financial stability in business and 
you will get approval. 
FINISHING UP
 Keep the business loan interest 
rate low with good eligibility 
criteria. Have all your 
documents right and meet the 
criteria to get an amazing 
business loan interest rate. 
Clix Capital Services Private Limited
Address: 
901b, 9th Floor, Two Horizon Centre, DLF Phase V, Gurgaon, Haryana, India – 
122002
Phone Number: 1800 200 9898
Email  us at : [email protected]
Website: www.clix.capital