Easy and Affordable Home Renovation Tips You Can Follow
                     Easy and Affordable Home 
Renovation Tips You Can 
Follow
© Clix Capital Services Pvt. Ltd. All rights reserved.
What are the 
aspects of a 
home loan?
A home renovation loan helps you to 
renovate your home at ease. It is a 
flexible form of home loan that helps 
you cover all the small and big expenses 
related to home renovation. It can be 
remodeling, extension, or construction of 
a home. No matter what, you can always 
meet your renovation needs with a 
home renovation loan. However, the 
idea should be an affordable and fast 
home loan. To get a home renovation 
loan at a low cost, you need to follow 
these tips. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 2
Test your credit score
A home renovation loan is a big deal. You need to 
handle the debt the best way. For this, you need to 
take good care of your credit score. It has been an 
amazing way by which you need to make sure you 
get all the best expenses. A credit score is 
important and it will be checked because, in a 
home renovation loan, the amount is huge. The 
more the amount, the higher the credit score 
requirement, and you need to get hold of it. So, 
before you apply for a home renovation loan, you 
need to check your credit score as, without it, 
nothing will work. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 3
Debt to income ratio
In order to get a home renovation loan at an 
affordable rate, you need to make sure that 
your debt to income ratio is less than 30%. The 
debt to income ratio is the ratio of how much 
income is paid for debt repayment every 
month. If you already have existing debt, the 
chances of a low home renovation loan will be 
lower. When the risk is high, the debt cost 
becomes high with a high rate of interest and 
the charges for the loan are expensive. If you 
need an affordable home renovation loan, you 
need to make sure that you meet the eligibility 
requirements. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 4
Down payment
You need to go ahead and make a plan for 
the down payment. You can not lose out on 
the down payment. You need to do that. 
Your down payment needs to be done by 
you, and your loan provider will take care of 
the remaining amount that you need to pay 
as EMI. Make sure you have enough savings 
to get the down payment done on time. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 5
Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: [email protected]  |  Mobile: 18002009898  
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