HOME LOAN APPLICATION REJECTED? KNOW THE REASONS
                     HOME LOAN APPLICATION REJECTED? KNOW THE 
REASONS
 
The Basics of Home Loan
• Buying a house is much more than just 
selecting the right property. It is likely to 
be the biggest financial transaction of 
one’s life. When you 
apply for a home loan and sadly, if it 
gets rejected you need to know the 
reasons. Stop applying after a loan 
rejection. That is the worst one can do. 
Since your home loan is rejected, there is 
something that is not right in your 
application. It can be due to various 
reasons and situations that can reject 
your loan straight away. Get up, and start 
finding the reason and start working so 
that this is the last rejection of your life. 
Reasons for home loan rejection
• Loss of documents. If you are not 
being able to produce all the 
documents before your loan provider, 
you will get your loan rejected. 
Without transparency, the loan will 
not get approved under any 
circumstances. Make sure you keep 
your documents on track. 
Credit score
• A bad credit score. A credit score is 
the most important thing that decides 
your loan response. It takes into 
account all the past debt records, 
transactions, records, and payments to 
consider a score. This score is 
completely dependent on the financial 
behavior that you have done for the 
years. If your credit score is not as 
good as expected, it means you have 
not worked financially well. This will 
give you a negative response and you 
will attain a loan rejection. Make sure 
you take the right step now. 
Income
• A low income is the main reason 
for rejection as an online home 
loan is a valuable loan. The 
amount involved is high and one 
needs to manage the EMI along 
with all other expenses from the 
income. Increase your income so 
that the chances of approval 
increase. Rejection happens when 
a loan provider finds out that your 
income is not at peace with your 
expenses and EMI. 
Clix Capital Services Private Limited
 Address: 4th Floor, Kailash Building, Kasturba Gandhi Marg, Connaught Place, New 
Delhi-110001
 Call us: 1800 200 9898
 Email us: [email protected]
 Website: www.clix.capital