Which home loan should you pick
                           Which 
home loan? 
should you 
pick?
© Clix Capital Services Pvt. Ltd. All rights reserved.
Home Loan 
Benefits
An ideal home loan looks like the one 
that has the lowest cost and charges. 
The market has a wide range of options 
and you need to choose the best one out 
of all. There are existing banks and non-
banking financial institutions that can 
offer you a home loan at various rates 
and charges. To be precise, a home loan 
is the only suitable way to attain enough 
funds to purchase a property within a 
short span of time. A home loan is a 
long-term loan with various rates, 
charges, and fees.
© Clix Capital Services Pvt. Ltd. All rights reserved. 2
A digital borrowing process
Out of all the options available, the right home 
loan will be the one that has the lowest rate of 
interest and charges as well. There are factors to 
consider, like interest rate, disbursement time, 
rates, charges, and eligibility. It is important to 
understand the various factors and then settle 
down for the best deal. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 3
Low rate of interest
The consideration while borrowing a home loan 
should be concentrated on the rate of interest. 
The rate of interest is one such component that 
is not a fixed one. Also, it is a factor that makes 
a loan affordable and expensive too. If your 
rate of interest is low, you will be able to get a 
low EMI monthly without any burden. An ideal 
home loan is one that comes with a low rate of 
interest so that you can manage the expenses 
without having a hefty EMI. Try for a good rate 
by comparing the options available in the 
financial market. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 4
Disbursement time
If you are in a hurry, this will be an 
important consideration. You need to make 
sure that you look out for the time of 
disbursement when you are comparing the 
various loan providers. If you are okay with 
delays, then this will not matter much. The 
disbursement time will vary from one 
financial institution to another. You need to 
make sure that you choose a loan provider 
that has the lowest period of 
disbursement. 
© Clix Capital Services Pvt. Ltd. All rights reserved. 5
Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: [email protected]  |  Mobile: 18002009898  
This information made available is privileged and confidential and meant for private circulation only. The recipient/reader shall not engage in reproduction or distribution of this document, in whole or 
in part, or make disclosure of its contents, without the prior written consent of Clix Capital Services Private Limited (Clix). This information contained herein is provided strictly for informational and 
internal discussion purposes and does not create a business or professional services relationship, nor does it constitute an offer or solicitation of an offer or any advice or recommendation, to 
purchase any securities or other financial instruments.
This document has been prepared on the basis of data provided by companies, publicly available information, internally developed data, and other third party sources believed to be reliable. Whilst 
no action has been solicited based upon the information provided herein, Clix exercises due care in selection of the information to avoid inaccuracies and believes the representations contained 
therein as fair and reasonable. However, it does not guarantee the accuracy of any such information and has not independently verified the assumptions on which such information is based. Clix 
along with their respective directors, employees, affiliates, or representatives do not assume any responsibility for, or warrant the accuracy, completeness, adequacy, and reliability of such 
information and none shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits arising in any way from the information contained 
in this material.
Recipients of this information should rely on information/data arising out of their own investigations. Readers are advised to seek independent professional advice and arrive at an informed 
investment decision before making any investments. Investments in securities are subject to market risks. No assurances, guarantees, or representations can be made that the objectives of any of 
the investments will be achieved. Readers should note that investments will involve significant risks and the investments may not be suited to all categories of investors.
Certain information contained in this  document may constitute ‘forward-looking statements,’ which can be identified by the use of forward-looking terminology. Due to various risks and 
uncertainties, actual events or results, or the actual performance of the company and the group  may differ materially from those reflected or contemplated in such forward-looking statements. Clix 
is not responsible or liable for any loss resulting from the management of any such investments. Willing investors should have the financial ability and willingness to accept risks and lack of liquidity, 
which are characteristics of the investments described herein. www.clix.capital