How did the myth of ‘checking your credit score online will lower your credit score’ start?
                     How do I check my 
credit score online in 
India?
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Why does credit score checking online 
not damage your credit score?
However, no one really knows where this 
myth started, but eventually, it has 
become very popular. Individuals tend to 
believe that when they check credit 
scores, it eventually dips the score 
down. This is the reason why individuals 
do not check their scores even after 
getting them for free. Simply put, a 
popular myth does not allow you to 
improve your score and keeps you away 
from checking your credit score. The 
reality is that a 
credit score check online will not 
damage your credit score at all. Rather, 
it helps you monitor it.
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Improve your credit score
When you check your credit score online, it is 
known as a "soft check". Soft credit score checks 
online do not damage or impact your credit score 
anyway. It is often confused with hard inquiries. 
Hard inquiries are not soft checks. Hard inquiries 
are run by loan providers or credit bureaus over 
the credit profile of an individual while offering a 
particular line of credit. Hard inquiries damage 
your credit score because your credit history is 
verified. 
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The benefits of checking 
your credit score online
The credit score check option is completely free 
of charge. There are various non-banking 
companies and digital platforms that offer an 
instant weak credit score check option. You can 
get your credit score and credit report 
completely free of charge without paying 
anything.
When you check your credit score, you are able 
to detect various errors and mistakes present 
in your credit report. If you are working on your 
credit report but still get a low credit score, it is 
because of the errors present in the report. 
Unless you check your credit score, you will not 
be able to understand and detect the errors. No 
matter how much you want to improve your 
score, these errors will damage your credit 
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business loan apply online.
Checking your credit score will help 
you improve your score
Checking your credit score will help you 
improve your score from time to time. It 
helps you track your score improvement 
and check all the improvements that are 
taking place. It is important to check your 
credit score before you apply for any line of 
credit. It helps you to understand your 
credit eligibility so that you know whether 
you are eligible to borrow money or not. 
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Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: [email protected]  |  Mobile: 18002009898  
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