How To Use Personal Loans To Build Your Credit Score
                     How can a 
credit score  
be impacted by 
the credit mix? 
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How can a credit score be 
impacted by the credit 
mix? 
A personal loan can be used to improve 
your credit score and it is not an 
impossible thing to do. It is easy and you 
can quickly meet the eligibility needs. 
Before you borrow a personal loan, 
check your credit score and take a 
note of how it can help you improve your 
credit score. 
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What is a credit score? 
To be very precise, a credit score represents and 
indicates your credit approach, behavior, and 
definitely the credit activities that you have been 
doing in the past. After considering the entire 
credit background of the individuals, the credit is 
given. This score speaks about the likelihood of an 
individual paying the debt on time. 
Based on past credit activities and behavior, the 
score is considered by the financial institutions to 
make any decision related to approval. If you need 
a smooth approval, then you will need to manage 
your credit report from the very beginning. A 
small activity that goes against your 
creditworthiness can damage your score. 
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How can a personal loan 
help to improve your 
credit score? 
Pay your credit card bills on time: Credit cards 
are the most expensive form of loan and they 
account for a good percentage of the credit 
report. Any small delay in the payment can get 
you a bad credit score. If you have a huge bill 
burden on your credit card and the due date is 
approaching, quickly visit Clix Capital and get 
an instant personal loan. 
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Debt consolidation
A personal loan is a versatile form of loan 
that can be used for anything that you 
want. Why not use it to consolidate all your 
debt? Paying multiple rates of interest and 
different EMIs can lead to a risk of default. 
It is always better to keep your repayments 
under control. The best way to do that is 
through debt consolidation with a personal 
loan. It will improve your credit score. When 
you check your credit score, you will find 
a better score when you work for the same. 
A personal loan is affordable and you can 
use it to consolidate all your existing loans 
and then pay only one EMI for a single loan. 
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Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: [email protected]  |  Mobile: 18002009898  
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