Weightage of various Repayment Aspects to Your Credit
                     Weightage of various Repayment 
Aspects to Your Credit 
A credit score (numeric summary derived from 
one’s repayment history) summarizes the historical 
credit information on a credit report by assigning 
a number to it. There are specific components from 
one’s credit report that shape/ determine their 
credit score.
Payment History (35%): 
• Your payment history alone makes around 35% 
of the entire credit score. No got to say, it's 
extremely important to be according to the 
payment of your bills. Otherwise in addition to 
paying fine for late payments, you'll also find 
yourself ruining your credit history.
Total credit (30%)
No matter the amount you owe is 
little or big, you must try to get 
obviate it because it comprises 
around 30% of the credit score. 
Minimization of outstanding debt 
helps improve one’s credit score. 
Length of credit history 
(15%)
• The length of your credit 
history makes up almost 15% 
of the entire credit score. Also, 
the amount one has been using 
one’s credit has a crucial 
bearing to the score.
Demographics (10%): 
• Things like your age, location of 
your residence and therefore the 
number of IDs (such as 
PAN card, voter ID, etc) you 
own also help determine your 
credit score. This comprises 
nearly 10% of one’s credit score.
Clix Capital Services Pvt. Ltd.
Address: 
901b, 9th Floor, Two Horizon Centre, DLF Phase V
Gurgaon, Haryana, India – 122002
Phone Number: 1800 200 9898
Website: https://www.clix.capital/check-credit-score/