Using Online Bill Pay, you'll pay your vendor bills directly in QuickBooks Desktop. Then, QuickBooks automatically records your payment so you've got an accurate record. After recording what you owe in QuickBooks Desktop, you'll use Pay Bills to settle your payables for various vendors. you'll also apply the corresponding discount or credit for every payment you create . I use QuickBooks Premier Desktop. I even have used QuickBooks online bill buy as long as I remember. At one point it had been called Checks free. For more details contact - 1844 827 3817 .