5 Suggestions for Good Retirement Investments
                     Distributed Energy -
What is the best retirement 
investment plan?
 August 2020
Distributed Energy Overview
Distributed Energy
is a development and aggregation platform that 
connects solar and other renewable energy projects with funders. We 
accelerate the deployment of renewable energy across the developing world.
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Retirement Planning
Planning for retirement is a multi-stage process. The first stage is thinking 
about your retirement goals and how long you have to meet them. From 
there, you need to look at the types of retirement accounts that can help 
you raise the money to fund your future. As you save that money, think 
about investment options as a means to enable it to grow. 
To create a balanced retirement portfolio, diversification in investments is 
important. A diversified portfolio reduces volatility while providing long-
term growth. Usually, a high-risk investment is normally associated with 
high returns and vice versa. Hence maintaining the right balance between 
risks and returns is key to a successful investment strategy. 
Three basic parameters to keep in mind while making an 
investment plan are:
• Diversification
• A balance between risks and returns
• Long-term versus short-term investment
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Options For Retirement Investments
1. Stocks 
Stocks’ return potential has the best possibility of beating inflation over 
long periods and having long term gains. But, due to higher risks it’s 
generally not considered to invest huge chunks of money in stocks.
 2. Bonds  
The interest income, or yield, you receive from a bond (or from a bond fund) 
can be a steady source of retirement income. Treasury inflation-protected 
securities (TIPS) are government bonds that automatically adjust for increases 
   in inflation and produce high yields.
    
3. Mutual funds
Mutual funds are operated by professional money managers, who allocate 
the fund's assets and attempt to produce capital gains or income for the 
fund's investors. Mutual funds give small or individual investors access to 
diversified, professionally managed portfolios at a low price.
4. Annuity
Annuities provide a steady stream of income as they offer either a fixed or 
variable lifetime payout option, protecting you from longevity risk. 
Currently, the renewable sector also offers some annuity type 
investments. Investment platforms like Distributed Energy offer social 
impact investing that operate like annuity.
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Conclusion
It can be seen that stocks and mutual funds have higher growth but with 
higher risk. On the other hand, mutual funds are somewhat safe investments 
but not useful to beat inflation. Bonds and various annuities come in the 
bracket of moderate growth with moderate risks which help to maintain 
optimum parameters for investments.
With Distributed Energy, you can get investment options which work like 
annuities and diversify your retirement portfolio by creating investments in 
solar projects. Our solar rooftop projects offer strong, contracted cash-flow 
profiles that are ideal for investors and individuals planning ahead for 
retirement. 
If you have an existing investment portfolio and are looking for new 
opportunities to fill a gap in your portfolio, then our renewable energy assets 
will be an attractive option for you. Investors can look forward to a minimum 
15% IRR for investing in our solar rooftop projects along with many more 
benefits.
   
Confidential - Distributed Energy Pte Ltd
Thank You
August 2020
Get in Touch :[email protected] or visit 
www.de.energy