What You Need To Know About Car Insurance After an Accident
                     Can You Get Insurance After an Accident?
Accidents take place unexpectedly and change your life forever. Along with suffering
from injuries, you have to go through a significant financial loss. But, if you have car
insurance, you can feasibly get rid of your car expenses. While suffering from these
circumstances,  you  might  be  wondering  whether  you  can  get  insurance  after  the
accident or not. 
The  answer  to  that  is  no.  You can’t  apply  for  car  insurance  to  recover  the  past
accidents, but still, you can go for car insurance to resolve future events. Claiming for
the  insurance  alone  without  knowing  the  legalities  or  procedure  might  create  a
predicament  in  getting  insurance  after  you  have  an  accident.  Hence,  seeking
assistance from a personal injury lawyer in Sacramento could guide you with the
best possible ways to claim compensation for your financial loss.
When you get into an accident, it is natural you have to go through a pool of intense
emotions. The situation can be more stressful and can become even worse if  you
have suffered from body injuries. 
Somehow, you have to stay calm and focus on how to come out of the situation.
Knowing how you can claim insurance can lessen your financial loss. This blog will
guide you about the procedure and documents required to submit to claim your car
insurance.
How you can claim insurance after an accident
With  the  intent  to  get  the  insurance  benefits,  you  have  to  apply  for  insurance
immediately  after  the  accident.  If  the  insurance  company  finds  the  claim  to  be
genuine, they will indeed pay you for the damages caused to you or your vehicle. But
in most cases, getting the insurance is not as easy as we think. 
In such situations, hiring a professional and experienced injury lawyer in Sacramento
will  be worthwhile.  Here are  some steps to guide you on how you can make an
insurance claim for a car accident.
Inform Your Insurer
The first  step  that  plays  a  significant  part  in  an  insurance  claim is  informing  the
insurance  company  about  the  accident  as  soon  as  possible.  Most  insurance
companies provide a time limit for informing about the accident. If a person fails to
intimate about the accident within the given time, the company may reject the claim.
Visit the nearest police station
Informing the police station is as vital as intimating the insurance company. Lodging
an FIR is crucial, as it is a legal document that insurers need to settle down the claim
for physical injuries and car damages. The police will investigate the situation carefully
by visiting  the  accident  spot  and  checking  whether  the  accident  happens due  to
mechanical  failure  or  not.  In  such  cases,  the  auto accident  lawyer  Sacramento
helps  many  people  who  have  been  suffering  from car  accidents  and  looking  for
guidance for an insurance claim.
Collect evidence for the claim
Undoubtedly, car accidents are much more stressful and leave an unforgettable mark
on our lives. But to avoid expensive repairing of the car after being recovered from an
accident, collecting the evidence of your car accident can help you claim for insurance
with minimal hassle. The evidence can be video or pictures of car damages.
Submit the documents to the insurance company
After you get a copy of the FIR and access to all necessary documents, you are all set
to submit the documents to your preferred insurance company.
Request for Surveying the Damage
Once  you  have  submitted  all  the  necessary  documents,  you  can  request  the
insurance  company  to  assign  a  surveyor  for  the  inspection  process.  This  survey
process takes approx two to three days.
Get your car repaired
After  the  surveyor  has  done  the  car  assessment,  you  can  commence  your  car
insurance process and get your car repaired. This process takes place in two ways.
First is, if you want a cashless repair, you can get your car repaired from any of your
preferred garages, and the insurer will bring your vehicle there. 
But, if you prefer reimbursement, you have to initially pay the repair cost by submitting
the original bills and receipts to the insurance company. In this way, you can claim
your reimbursement.
-------- Source --------
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