General Liability Insurance Protect Your Business from Liability Claims
                     Protect Your Business with Comprehensive 
General Liability Insurance
www.employersriskinsurance.com
General liability insurance protects businesses in Texas 
against various risks and potential claims. It safeguards 
businesses from financial losses associated with 
accidents, injuries, property damage, and lawsuits. 
Understanding the common claims covered by general 
liability insurance is essential for Texas businesses to 
ensure comprehensive coverage and peace of mind. 
The most common claims covered by general liability 
insurance in Texas are 
www.employersriskinsurance.com
    Types of Coverages
• Claim-Made Policy: This policy covers claims made during the 
policy period, regardless of when the incident leading to the 
claim occurred. In other words, the policy covers claims that 
individuals report or file while the policy is active. The key 
aspect of a claim-made policy is that it responds to claims 
made during the policy period, regardless of when the 
incident gave rise to the claim.
• Occurrence Policy: This policy provides coverage for claims 
that arise from incidents that occurred during the policy 
period, regardless of the time of claim filing. The key 
distinction of an occurrence policy is that it responds to claims 
based on when the incident occurred, irrespective of when the 
individuals report a claim.
www.employersriskinsurance.com
Get in Touch with Us
Phone
281-578-5588
Office Location
1304 Langham Creek Dr. Suite 228
Houston, TX 77084
Website
www.employersriskinsurance.com